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Valued Contributor
Posts: 1,284
Registered: ‎01-19-2015
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Re: did not get instant approval from amex at 61 days says sending reply in mail

Congrats on your increase...!!

AmexPlat(NPSL) Amex BCP(26k) BofA CR Siggy(15k) NFCU CLOC(15K) AmexOpt (13.1k AU) NFCU VS Cash(12.5K) Venture WMC(10.25k) Walmart(10k) BofA BBR(10k) Lowes(10K) Discover(8.5k) Chase FU(7k) Pier 1(6.5k) BB Visa(6k) Care Credit (6k) J Crew(5.6k) Citi Diamond(5.5k) Barclaycard(5k) PenFed PCR(5K) Kohls(3k) Mortgage May 2017 - 2 Penfed auto loans May 2017

FICO 8 Scores EX 722(15) EQ 688(17)TU 717(18) AAOA 3.0yrs TCL=179,950
New Contributor
Posts: 52
Registered: ‎01-19-2017

Re: did not get instant approval from amex at 61 days says sending reply in mail

[ Edited ]

Congrats! Today was my 61st day for my BCE, went from $2000 to 6k also! Felt nice to see that instant approval!

Regular Contributor
Posts: 112
Registered: ‎01-10-2017
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Re: did not get instant approval from amex at 61 days says sending reply in mail

PS thank you for the outline to follow too!!!!!!cashcorp

so now i know that i did just one day early but doing it again worked..the next CLI for amex can be done at 180 days???

Frequent Contributor
Posts: 396
Registered: ‎02-19-2016
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Re: did not get instant approval from amex at 61 days says sending reply in mail

[ Edited ]

fritscher wrote:

PS thank you for the outline to follow too!!!!!!cashcorp

so now i know that i did just one day early but doing it again worked..the next CLI for amex can be done at 180 days???


No, it's 180+1 days (181 days)... March 13, 2017 + 181 days = September 10, 2017 you'll be eligible to request another increase.

 

Think of it this way More Than 180 Days = 181 ....make sense?

 

PS Congrats on the 3X CLI with your Amex. Treat them right and Amex will take care of you big time!


Jan 2016 FICO 8s EX 505 - EQ 526 - TU 495 *** May 2017 FICO 8s EX 696 - EQ 695 - TU 705 *** INQs - EX 10 - EQ 20 - TU 12 *** TCL $282,650
Established Member
Posts: 16
Registered: ‎09-03-2015
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Re: did not get instant approval from amex at 61 days says sending reply in mail

If you don't mind me asking. What were your scores when you opened account and scores after 61 days?
New Contributor
Posts: 61
Registered: ‎10-09-2016
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Re: did not get instant approval from amex at 61 days says sending reply in mail

[ Edited ]

62 days from when your account was approved or from when your card was activated?

Contributor
Posts: 84
Registered: ‎03-28-2015
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Re: did not get instant approval from amex at 61 days says sending reply in mail

Not only do people need to wait until day 61 to pull the trigger, you also aren't automatically going to get the CLI in every situation. I've had my card around 8 or 9 months now and have been denied a CLI twice. Cards at $1k are the toughest. You basically have to raise your scores substantially (I don't know the threshold personally, I'm at 640-660 right now) to get anwhere if you're starting out with a really low limit.

Starting: EQ - 562, TU - 556, EX - 527
Current: EQ - 663, TU - 623, EX - 634
Goal 2017: All 660+



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