cancel
Showing results for 
Search instead for 
Did you mean: 

did not get instant approval from amex at 61 days says sending reply in mail

Valued Contributor

Re: did not get instant approval from amex at 61 days says sending reply in mail

Congrats on your increase...!!

AmexPlat(NPSL) Amex BCP(26k) Chase CSP (25.9) BofA CR Siggy(15k) NFCU CLOC(15K) NFCU VS Cash(12.5K) Venture WMC(10.25k) Walmart MC(10k) BofA BBR(10k) Lowes(10K) Discover(8.5k) Chase FU(7k) Pier 1(6.5k) BB Visa(6k) Care Credit (6k) Citi Diamond(6k) J Crew(5.9k) Barclaycard(5k) PenFed PCR(5K) Kohls(3k) Mortgage May 2017 - 2 Penfed auto loans May 2017

FICO 8 Scores EX 681(18) EQ 672(18)TU 699(19) AAOA 3.3yrs TCL=193,550
Message 11 of 17
New Contributor

Re: did not get instant approval from amex at 61 days says sending reply in mail

Congrats! Today was my 61st day for my BCE, went from $2000 to 6k also! Felt nice to see that instant approval!

Message 12 of 17
Regular Contributor

Re: did not get instant approval from amex at 61 days says sending reply in mail

PS thank you for the outline to follow too!!!!!!cashcorp

so now i know that i did just one day early but doing it again worked..the next CLI for amex can be done at 180 days???

Message 13 of 17
Frequent Contributor

Re: did not get instant approval from amex at 61 days says sending reply in mail


fritscher wrote:

PS thank you for the outline to follow too!!!!!!cashcorp

so now i know that i did just one day early but doing it again worked..the next CLI for amex can be done at 180 days???


No, it's 180+1 days (181 days)... March 13, 2017 + 181 days = September 10, 2017 you'll be eligible to request another increase.

 

Think of it this way More Than 180 Days = 181 ....make sense?

 

PS Congrats on the 3X CLI with your Amex. Treat them right and Amex will take care of you big time!


Jan 2016 FICO 8s EX 505 - EQ 526 - TU 495 *** May 2017 FICO 8s EX 696 - EQ 695 - TU 705 *** INQs - EX 10 - EQ 20 - TU 12 *** TCL $282,650
Message 14 of 17
Established Member

Re: did not get instant approval from amex at 61 days says sending reply in mail

If you don't mind me asking. What were your scores when you opened account and scores after 61 days?
Message 15 of 17
Contributor

Re: did not get instant approval from amex at 61 days says sending reply in mail

62 days from when your account was approved or from when your card was activated?

Message 16 of 17
Contributor

Re: did not get instant approval from amex at 61 days says sending reply in mail

Not only do people need to wait until day 61 to pull the trigger, you also aren't automatically going to get the CLI in every situation. I've had my card around 8 or 9 months now and have been denied a CLI twice. Cards at $1k are the toughest. You basically have to raise your scores substantially (I don't know the threshold personally, I'm at 640-660 right now) to get anwhere if you're starting out with a really low limit.

Starting: EQ - 562, TU - 556, EX - 527
Current: EQ - 663, TU - 623, EX - 634
Goal 2017: All 660+



Garden Status: Gold
Message 17 of 17