info on state dept fcu app

[mrldp40]

Application Information
Application Status	INSTANT DECLINED	Application Number	28172
Comments
Denial Reasons	Applicant does not meet minimum credit score criteria: FICO <580 Applicant does not meet minimum credit score criteria: FICO <580

[mrldp40]

looks like u only need a 580 for there visa this wasnt a secured card app

[Anomalous]

Interesting...

I have a savings account with them. At the time I opened it I was looking to apply for their secured card until I learned that it doesn't graduate. I never tried to apply for their unsecured version.

[mrldp40]

ok i got the denial document , exp/fair issac version 2  score  578   score ranges from  320-844   missed by 2 blame points lol

[Anonymous]

Ah dude, that blows. Sorry to hear that. Wait a month or two and reapply. SDFCU has some pretty sick rates for all their products. I just joined there this week myself and am waiting to see if I got approved for their CC, my fingers are crossed. They pull EX exclusively just like Amex, so make sure that CR is above those numbers. Good luck!!

[CreditDunce]

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@mrldp40 wrote:

ok i got the denial document , exp/fair issac version 2  score  578   score ranges from  320-844   missed by 2 blame points lol

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Is that FICO 98 for a CC app?   SDFCU is behind the times.  

Sorry to hear about your decline.

[Anonymous]

Any idea if they have a webpage to check for status of an application ??? I signed the docs they sent me and sent them copies of my last two pay stubs and DL, but haven't heard anything yet. Just curious if there's a place you can check status. Thanks.

[myjourney]

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@Anonymous wrote:
Any idea if they have a webpage to check for status of an application ??? I signed the docs they sent me and sent them copies of my last two pay stubs and DL, but haven't heard anything yet. Just curious if there's a place you can check status. Thanks.

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Sorry don't think you can 

Its a wait and see type deal 

Good luck