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is there another line of credit that's as easy to get as fingerhut?

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Anonymous
Not applicable

is there another line of credit that's as easy to get as fingerhut?

Besides Victoria secret? Thanks
Message 1 of 14
13 REPLIES 13
Whitneyy
Valued Contributor

Re: is there another line of credit that's as easy to get as fingerhut?

Gettington. 

 

Same company, under a different name. Prices seem cheaper. I didn't do freshstart, got the immediate revolving line. 

GOAL - 700 FICO across the board!
Message 2 of 14
DeadlyPersona
Frequent Contributor

Re: is there another line of credit that's as easy to get as fingerhut?

Express, Buckle, JCrew, etc. (shopping cart trick) ......all soft pulls

 

 

Message 3 of 14
RobertEG
Legendary Contributor

Re: is there another line of credit that's as easy to get as fingerhut?

If you need the revolving for rebuilding, you might consider getting a family member to request adding you as an authorized user on an account of theirs that has a good history. 

Message 4 of 14
Anonymous
Not applicable

Re: is there another line of credit that's as easy to get as fingerhut?


@RobertEG wrote:

If you need the revolving for rebuilding, you might consider getting a family member to request adding you as an authorized user on an account of theirs that has a good history. 


This > Shopping cart tricks.

Message 5 of 14
Anonymous
Not applicable

Re: is there another line of credit that's as easy to get as fingerhut?


@Anonymous wrote:

@RobertEG wrote:

If you need the revolving for rebuilding, you might consider getting a family member to request adding you as an authorized user on an account of theirs that has a good history. 


This > Shopping cart tricks.


+1

Message 6 of 14
baller4life
Super Contributor

Re: is there another line of credit that's as easy to get as fingerhut?

+1000 Dont load up on store cards. You will regret it if you do. If you can't get an AU on an established card, grab a secured or two. BOA for sure!
Message 7 of 14
newhis
Valued Contributor

Re: is there another line of credit that's as easy to get as fingerhut?


@baller4life wrote:
+1000 Dont load up on store cards. You will regret it if you do. If you can't get an AU on an established card, grab a secured or two. BOA for sure!

The regret part is for getting single store use cards with low limits or because people get 5 or more, and then try to get better cards and the lender see all those cards and many times deny the credit or approve with low limit also?

Message 8 of 14
baller4life
Super Contributor

Re: is there another line of credit that's as easy to get as fingerhut?

Bingo.
Message 9 of 14
JSS3
Valued Contributor

Re: is there another line of credit that's as easy to get as fingerhut?

NIXON: I don't get how AU is better than having a couple of store cards when the banks who take AU history vary(I'd venture to say, are small), vs having your own accounts; preferably without a hard pull (via shopping cart) which banks will have to acknowledge?
Message 10 of 14
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