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multiple credit card applications

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Anonymous
Not applicable

Re: multiple credit card applications

Thank you, I have my answer

Message 11 of 17
Lyythine
Established Contributor

Re: multiple credit card applications


@Anonymous wrote:

trying to prevent retyping the same information several different times and most important cut down on credit pulls.  The latter is much more inportant


I think the #firstworldproblems applies in this scenario.  Dont get me wrong, I would love a robot to bring me a beer now and again so I dont have to be bothered with leaving my family room.

Message 12 of 17
NRB525
Super Contributor

Re: multiple credit card applications


@Lyythine wrote:

@Anonymous wrote:

trying to prevent retyping the same information several different times and most important cut down on credit pulls.  The latter is much more inportant


I think the #firstworldproblems applies in this scenario.  Dont get me wrong, I would love a robot to bring me a beer now and again so I dont have to be bothered with leaving my family room.


How many credit pulls do you have, and how many credit pulls do you consider "a lot" ?

 

+1 to the #FWP.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 13 of 17
Anonymous
Not applicable

Re: multiple credit card applications

There's the credit match from credit boards.com but that searches all lenders for pre approvals only .
Message 14 of 17
Anonymous
Not applicable

Re: multiple credit card applications

I have 11 on TU, 5 ON EQ and 4 on EXP.  The last hard pull was about 6 months ago.  How many are to many?

Message 15 of 17
Anonymous
Not applicable

Re: multiple credit card applications


@Anonymous wrote:

I have 11 on TU, 5 ON EQ and 4 on EXP.  The last hard pull was about 6 months ago.  How many are to many?


What's on your TU is too many.

 

My EX has that many. Smiley Sad

Message 16 of 17
Anonymous
Not applicable

Re: multiple credit card applications

What a great question. I've never seen that asked before.

Message 17 of 17
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