@johnpalley wrote:i guess my app spree is officially over now. thanks guys for all the help with everything. i love this site! take care
Sorry I'm late to the party. Many comments.
Congratulations on the new cards!! 
Amex is great, wonderful over-all experience, my highest CL card by almost $10K with a CLI coming next month.
Ring (Barclay) does not like you to carry balances on this card (even though the low APR makes it seem like that's what it's for). To get them to give you healthy auto-CLI's PIF every month if possible. Also, use the card, don't let it sit there unused month-after-month.
The article sites "People with knowledge of the matter" as it's source, is extremely vague with all details not pertaining to the Costco news. The title is very "clickbait-y." I wouldn't say that's a truth just yet, lets wait for more news to break.
Must garden until 2/1/2022 to hit my goal AAOA. 
@johnpalley wrote:i guess i was thinking right all along. looks like its just better to stay away. 5 cards is enough anyway i guess. thanks for the info. if anyone disagrees please post
No disagreement here. Not all cards have to be applied for at the same time so it is always a good idea to garden in between apps. Also each card should be looked at in terms of what it can do for you and not only be applied for because it is an Amex. Looks like a very important benefit of Amex has vanished anyway .. backdating CR. If you are looking for cards with low APR and intend to carry balances then Amex is not the ideal card IMO and I would rather recommend to look for a CU in your area. With the Ring you have one of the best cards for this purpose already 
@SecretAzure wrote:
@johnpalley wrote:i guess my app spree is officially over now. thanks guys for all the help with everything. i love this site! take care
Sorry I'm late to the party. Many comments.
Congratulations on the new cards!!
Amex is great, wonderful over-all experience, my highest CL card by almost $10K with a CLI coming next month.
Ring (Barclay) does not like you to carry balances on this card (even though the low APR makes it seem like that's what it's for). To get them to give you healthy auto-CLI's PIF every month if possible. Also, use the card, don't let it sit there unused month-after-month.
The article sites "People with knowledge of the matter" as it's source, is extremely vague with all details not pertaining to the Costco news. The title is very "clickbait-y." I wouldn't say that's a truth just yet, lets wait for more news to break.
the ring isnt meant to carry balances? i dont know what to say to that. thats news to me. il see how it goes soon cause i plan on carrying many balances throughout the years lol.
@lg8302ch wrote:
@johnpalley wrote:i guess i was thinking right all along. looks like its just better to stay away. 5 cards is enough anyway i guess. thanks for the info. if anyone disagrees please post
No disagreement here. Not all cards have to be applied for at the same time so it is always a good idea to garden in between apps. Also each card should be looked at in terms of what it can do for you and not only be applied for because it is an Amex. Looks like a very important benefit of Amex has vanished anyway .. backdating CR. If you are looking for cards with low APR and intend to carry balances then Amex is not the ideal card IMO and I would rather recommend to look for a CU in your area. With the Ring you have one of the best cards for this purpose already
agreed! thanks for the response
@johnpalley wrote:
<SNIP SNIP>the ring isnt meant to carry balances? i dont know what to say to that. thats news to me. il see how it goes soon cause i plan on carrying many balances throughout the years lol.
Please let me know how it goes, I just got mine last month but all the reading on these forums has led me to believe they usually hand out the CLI's to people who PIF every month.