well well NFCU.....you love me.

[09Lexie]

That dodge..always starting something! 😏

[madmann26]

Yea it was dodgeball's post (at the time I couldn't remember who it was) that gave me (and others) the idea. I'll wait a week or so and try it again. LOL.

[Datx]

From what I have seen, and from my past experience with NFCU. When you ask for a CLI with NFCU, its like they already have a set amount they will approve you for. If you go past the amount, then they will then have to manually review and HP you. At one time, when my CL was at 5K I requested a CLI in a couple of thousands at a time until I reached my max at 12.5K before they did a manual review. So if you do get an instant CLI, then more than likely you still have room to play with...you just dont know how much or when they will do a manual review.

[madmann26]

I totally blame dodgeball/Rhaeny for this: (this was instantly approved )

[CashOnDelivery]

@ Madmann26, how long did you have the card before applying for a CLI?

[madmann26]

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@CashOnDelivery wrote:

@ Madmann26, how long did you have the card before applying for a CLI?

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I got the card in Dec 2012. Last month I asked for my first CLI, declined and honestly, I think I asked for to much. Early this month, I asked for a cli from 3k to 4k, resulted in a HP but was approved.

The last 2 CLI's have been less than 24hrs apart but were instantly approved.

[Creditaddict]

Just ask for $10 next time, it will save the repeats

But if you are at $5k now and wait 6 months, I would ask for $20k, the system will counter or you will get review like you did with first request which if they are going to review it anyway, you my as well be asking for a big huge amount and let them counter down.

Did you see how much cash Navy has sitting on reserve... They NEED to Lend more!!!

[Siopao]

Congrats Madmann26!

I swear these NFCU posts are bad for me.  I just got approved for my card yesterday and I'm already thinking about when I can ask for a CLI.  I think I'll wait at LEAST 3 months....

There should just be a section for NFCU, this way I can avoid it all together

[Rhaeny]

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@madmann26 wrote:

I totally blame dodgeball/Rhaeny for this: (this was instantly approved )

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Woohoo!!!  Told ya!!!!

[madmann26]

Alright Rhaeny, this is your fault. That's another $500, for a new CL of $5500.