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0 - 800+ in 10 Months Cap1 Thanks

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eviLution
Established Contributor
‎12-03-2012 04:31 PM
‎12-03-2012 04:31 PM

Re: 0 - 800+ in 10 Months Cap1 Thanks

So far....

 

CreditKarma - 712 l Vantage: 694

CreditSesame - 656

Quizzle.com - 667

Credit.com - 633 l Fico estimate: 632 l Vantage estimate: 650

 

Fakos, but at least it gave me ideas along those long 5 months of rebuilding. lol

 

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 11 of 14
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Mustangfrank
Regular Contributor
‎12-03-2012 04:35 PM
‎12-03-2012 04:35 PM

Re: 0 - 800+ in 10 Months Cap1 Thanks

@eviLution wrote:

So far....

 

CreditKarma - 712 l Vantage: 694

CreditSesame - 656

Quizzle.com - 667

Credit.com - 633 l Fico estimate: 632 l Vantage estimate: 650

 

Fakos, but at least it gave me ideas along those long 5 months of rebuilding. lol

 

Strange thing about Fakos most people think that they are usually higher than real FICO scores but I have found that is not always the case.

It can be just the opposite.

 

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)
Message 12 of 14
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eviLution
Established Contributor
‎12-03-2012 04:40 PM
‎12-03-2012 04:40 PM

Re: 0 - 800+ in 10 Months Cap1 Thanks

Yeah. I read about people with CK scores in the 600's, but their Fico is 700+. YMMV

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 13 of 14
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Mustangfrank
Regular Contributor
‎12-03-2012 04:47 PM
‎12-03-2012 04:47 PM

Re: 0 - 800+ in 10 Months Cap1 Thanks

@eviLution wrote:

Yeah. I read about people with CK scores in the 600's, but their Fico is 700+. YMMV

Right now my Credit Karma score is showing 766 but Discover approved my card based on a real Fico of 801.

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)
Message 14 of 14
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