08-04-2014 09:04 AM
I ran into Bloomingdales over the weekend... not sure why I felt I wanted the card as I have an account with my friend and have had it for like 10 years and it's a $5200 CL but I have seperated myself from almost all the other accounts he and I shared and thought I'll just get my own even though I have not shopped in a Bloomingdales in years
I did not get approved on the spot, actually it was declined.
Called just now because they were closed over weekend and she said it was declined due to an account in BK... I said Macy's? thinking in was the current account I have issues with that the joint filed on and she said no bloomingdales... I was like oh, well my bk was in 2000 that included Bloomingdales.
she said, let me check then because if it's been more than 4 years I can reconsider it if you like.
She put me on hold for about 5 minutes and came back with Congrats!
I can approved you for $1,000.00 Store Card.
I asked for Amex.
She said we can consider you for the Amex after 3 consecutive billing statements (I didn't know that quick, and sounds like you need to use it... so guess I will have to shop afterall!!)
08-04-2014 09:07 AM
Congrats! Thanks for sharing.
08-04-2014 10:52 AM
Congrats and thanks for sharing. I feel like apping for their card as well.
08-04-2014 11:08 AM
Congrats on the approval! Hopefully you can score the Amex soon!
08-04-2014 12:29 PM
08-04-2014 12:40 PM
“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin
Gardening since 3-26-15
08-04-2014 12:43 PM
Hmmm I asked for a cli at the 3 month of having acct and didnt get anything, looks like they want to see a big use and a PIF kinda pattern? My bloomingdales is th eonly card I have no had any tupe of lates not even 1 day lates, is it a HP for an upgrade?
08-04-2014 12:46 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.