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1k to 15k in 11 months...IT Pays to discover !!!

Established Contributor

1k to 15k in 11 months...IT Pays to discover !!!

I got a discover more card last year in Nov 2011 since then at 6 months they gave me 1250. Then at 7 months I called in they increased it to 6750... At 8 months they increased it to 7000... Today at just a lil shy of 11 months limit is now 15k !!!!
Message 1 of 39
38 REPLIES
Established Contributor

Re: 1k to 15k in 11 months...IT Pays to discover !!!

lol what kinda score do you have to allow CLI almost every month? 


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 2 of 39
Established Contributor

Re: 1k to 15k in 11 months...IT Pays to discover !!!

It's barely 700 now... Highest is 704... 688-704... But plenty of usage and PIF and before statement cuts... Ran almost 40k through it so far.... I have too many inquiries that's what's killing me credit....util is 0%...
Message 3 of 39
Blogger

Re: 1k to 15k in 11 months...IT Pays to discover !!!

40k annual spending on a credit card should grant you any kind of credit limit you want lol

Message 4 of 39
Established Contributor

Re: 1k to 15k in 11 months...IT Pays to discover !!!

 


HiLine wrote:

40k annual spending on a credit card should grant you any kind of credit limit you want lol


lol true enough


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 5 of 39
Highlighted
Established Contributor

Re: 1k to 15k in 11 months...IT Pays to discover !!!

Congrats nice limit



FICO (TU/EX/EQ): 737/743/739 - Total CL 244+K
Message 6 of 39
Valued Contributor

Re: 1k to 15k in 11 months...IT Pays to discover !!!

were those auto-cli, or consumer initiated HP CLI's?

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 7 of 39
Valued Contributor

Re: 1k to 15k in 11 months...IT Pays to discover !!!


distantarray wrote:

 


HiLine wrote:

40k annual spending on a credit card should grant you any kind of credit limit you want lol


lol true enough


I don't know if I'd go that far. 40k in annual spending isn't really that much in the grand scheme of things.
EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Message 8 of 39
Valued Contributor

Re: 1k to 15k in 11 months...IT Pays to discover !!!

Wow, that's great, congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 9 of 39
Established Contributor

Re: 1k to 15k in 11 months...IT Pays to discover !!!

Usage, usage, usage!! and PIF for cli's. congrats very nice CL.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 10 of 39