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Valued Contributor
nicholasyud
Posts: 1,737
Registered: ‎08-13-2012
0

Re: 1k to 15k in 11 months...IT Pays to discover !!!

how do you had them increase from 1250 to 6k ????what did you tell them ????? 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Valued Contributor
maiden_girl
Posts: 2,110
Registered: ‎12-29-2011
0

Re: 1k to 15k in 11 months...IT Pays to discover !!!


nicholasyud wrote:

how do you had them increase from 1250 to 6k ????what did you tell them ????? 


I suppose the conversation would start out like this: "I'm rich b****!!" hehe :smileyvery-happy:

 

NICE INCREASE!

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
nicholasyud
Posts: 1,737
Registered: ‎08-13-2012
0

Re: 1k to 15k in 11 months...IT Pays to discover !!!


maiden_girl wrote:

nicholasyud wrote:

how do you had them increase from 1250 to 6k ????what did you tell them ????? 


I suppose the conversation would start out like this: "I'm rich b****!!" hehe :smileyvery-happy:

 

NICE INCREASE!

 


Probably so :smileyhappy:


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Frequent Contributor
youngman1234
Posts: 459
Registered: ‎02-27-2012
0

Re: 1k to 15k in 11 months...IT Pays to discover !!!

They saw my usage and credit limits on other cards.... This month boa raised me from 17.5k to 26k... I ran almost 50-75k though them.. I charge a lot mostly for business... That's why guys... I'm gardening now I swear I'm maxed with what's banks will give me... They keep asking now why u want more credit..cus report always says 0 balance...lol


By the way guys thanks to you all I bought a BMW yesterday !!!!!
Senior Contributor
jsucool76
Posts: 3,794
Registered: ‎12-11-2011
0

Re: 1k to 15k in 11 months...IT Pays to discover !!!


CreditScholar wrote:

distantarray wrote:

 


HiLine wrote:

40k annual spending on a credit card should grant you any kind of credit limit you want lol


lol true enough


I don't know if I'd go that far. 40k in annual spending isn't really that much in the grand scheme of things.

40k annual spending on just ONE of your cards is quite a bit. 

;
Moderator Emeritus
webhopper
Posts: 7,225
Registered: ‎09-16-2011
0

Re: 1k to 15k in 11 months...IT Pays to discover !!!

congrats!  Thats a nice limit from Discover :smileyhappy:


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Established Contributor
CruzImperial
Posts: 869
Registered: ‎07-04-2012
0

Re: 1k to 15k in 11 months...IT Pays to discover !!!

wow... they really like to budge the limit haha

 

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Frequent Contributor
wallyworld123
Posts: 455
Registered: ‎01-04-2012
0

Re: 1k to 15k in 11 months...IT Pays to discover !!!

congrats thats awesome news.

Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012
0

Re: 1k to 15k in 11 months...IT Pays to discover !!!


jsucool76 wrote:

CreditScholar wrote:

distantarray wrote:

 


HiLine wrote:

40k annual spending on a credit card should grant you any kind of credit limit you want lol


lol true enough


I don't know if I'd go that far. 40k in annual spending isn't really that much in the grand scheme of things.

40k annual spending on just ONE of your cards is quite a bit. 


I think my response was primarily aimed towards the comments above. I've pushed through about 100k in personal spending through my United card so far this year, but I wouldn't think for one second that I deserve any kind of credit limit I want.

 

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
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HiLine
Posts: 3,162
Registered: ‎10-19-2012
0

Re: 1k to 15k in 11 months...IT Pays to discover !!!


CreditScholar wrote:

jsucool76 wrote:

CreditScholar wrote:

distantarray wrote:

 


HiLine wrote:

40k annual spending on a credit card should grant you any kind of credit limit you want lol


lol true enough


I don't know if I'd go that far. 40k in annual spending isn't really that much in the grand scheme of things.

40k annual spending on just ONE of your cards is quite a bit. 


I think my response was primarily aimed towards the comments above. I've pushed through about 100k in personal spending through my United card so far this year, but I wouldn't think for one second that I deserve any kind of credit limit I want.

 


 

I would say 25k is a gigantic credit limit, but if you have a realistic need for a higher limit you could give them a call and see what happens. 


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