2 approvals last night!

[money28]

If OP call Macy's they may raise his CL.

[tr24]

Congrats!! 

I know the feeling.  Worked hard to get my credit up as well.

Went 4 of 4 in apps this week.  Done with apps.  I have all the cards I want and need.

Good luck to you.

[gdale6]

Congrats on your new cards

[alvon123]

congrats

[BreezyBri]

Congrats! Your scores will temporary drop but will recover in no time.

[efranklin23]

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@Cmccarthy218 wrote:

I posted for the first time a week or 2 ago.  I was approved for the Wells Fargo Rewards card, with the $9k limit.  

Last night I applied for the Chase Freedom card, and was approved for $4k, and I applied for a Macys card, and was approved for $500.  

I'm definitely done applying for a while.  

It took me several years to bring my credit up, so this is a pretty proud moment.  Does anyone have any tips on how I can handle these cards to bring my credit up even more?  Should I keep a balance?  Or pay off every month?  Should all cards be used monthly?  

Thanks!  

Edited to add:  My scores...

Transunion: 713

Equifax: 697

Experian: 734 

Should I expect these scores to go down since I just applied for these cards?  

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Usually when you apply for credit (except for some Comenity/GE and Store Cards in general) they'll pull an Hard Inquiries which can drop your score. Also because you're adding new accounts to your credit report, that'll also cause your report to drop as the AAoA has decreased. It really depends how old your current tradelines are and how many inquiries were pulled.