20K Extra Credit Today!

[dmmartinez]

Hi Guys!

I decided on a mini spree after 1 year and got the following approved:

Chase Saphire Preferred - 10k

Amex Blue Everyday Card - 5k

Chase Slate - 5k 

This is what I had previously: 

Chase Freedom- 3k

CapOne Quicksilver- 5k

*I took advantage of the Cap1 0% rate and carried a balance, and since that expired this month and shot up to 22%, I BT'd to Slate

I have average credit - about 670 across the board with one negative account.

Should I do one more app today before I go back into the garden? My goal, as is everyones I'm sure, is to keep hiking up the credit score by having as much credit available as possible.

Thanks!

[Anonymous]

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@dmmartinez wrote:

Hi Guys!

I decided on a mini spree after 1 year and got the following approved:

Chase Saphire Preferred - 10k

Amex Blue Everyday Card - 5k

Chase Slate - 5k 

This is what I had previously: 

Chase Freedom- 3k

CapOne Quicksilver- 5k

*I took advantage of the Cap1 0% rate and carried a balance, and since that expired this month and shot up to 22%, I BT'd to Slate

I have average credit - about 670 across the board with one negative account.

Should I do one more app today before I go back into the garden? My goal, as is everyones I'm sure, is to keep hiking up the credit score by having as much credit available as possible.

Thanks!

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10K starting limit on the CSP with 670 and a negative?  Good job on that limit!

[Anonymous]

Barclays Sallie Mae! They pull TU, and it's likely none of those others did.

[ScoreOrBeScored]

Go for Barclaycard Sallie Mae and Chase - AARP 

[dmmartinez]

I was super excited about the CSP! I was nervous but knew that the pre-approvals for Chase have a rep of being pretty solid, so I went for it. Sure glad I did!

[dmmartinez]

Do you think I should apply for one more and then cool it or go for 2 more?

[CreditMagic7]

Congrats! on all those approvals and good luck for the others

[elim]

Venture = 10k or 20k

[B335is]

I wouldn't apply for another Chase card (AARP was mentioned). Two approvals at the same time is pushing it as it is with them.

What other card are you interested in?

[Anonymous]

Having as much credit as possible does not equate to better credit or higher scores.  My suggestion for you is to garden for 6 months to a year.  I think all the suggestions by others for more cards needs to be tempered and weighed against the OPs overall credit file and we don't have enough info to go suggesting he apply for every card under the sun