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22 months post bk 10k capital one venture approval

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vtguy25
Contributor

22 months post bk 10k capital one venture approval

what a great week took the plunge and applied for capital one and approved for 10k instantly. Current score at about 680 22mo post bk discharge with 5 other cards reporting. After that approval hit the credit line increase on 2 commindity bank cards and they increased a total of $700!! Officially in the garden until next year when I refi my personal loan with avant through my local credit union. Hoping Barclay gives me some love once capital one reports I have had the apple card for over a year at 2000 limit rarely carry a balance and no increases. 

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: 22 months post bk 10k capital one venture approval

You gotta love Cap One!  Congrats to you👏🏼👏🏼👏🏼

Message 2 of 11
somotao
Frequent Contributor

Re: 22 months post bk 10k capital one venture approval

Capital One keeps showing that love....Congratulations.


Starting Score: 500s
Current Score: EQ: 708myFICO(7/15/17), TU: 721myFICO(7/15/17), EX: 701myFICO(7/15/17)
Goal Score: 750

Wallet: Discover IT $50300, Capital One Platinum $17000, Barclays Rewards $6700, Walmart $6000, Amazon Store Card $6000 Chase Sapphire Preferred $5000, Chase Sapphire Reserve $10000, Bank of America Cash Rewards $500. BestBuy $10000
Message 3 of 11
alextercero
Super Contributor

Re: 22 months post bk 10k capital one venture approval

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)


Credit Age:

Inquiries:

Message 4 of 11
OmarGB9
Community Leader
Super Contributor

Re: 22 months post bk 10k capital one venture approval

Grats!

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 5 of 11
Anonymous
Not applicable

Re: 22 months post bk 10k capital one venture approval

Congrats

Message 6 of 11
Anonymous
Not applicable

Re: 22 months post bk 10k capital one venture approval

Congratulations on your approvals and CLIs!!! Keep up the good work!!!

Message 7 of 11
bodyboy1
Established Contributor

Re: 22 months post bk 10k capital one venture approval

> Yay!...   congrats!   google shopping cart trick<>   u need jcrew..   overstock.com & Barneys!
@vtguy25 wrote:

what a great week took the plunge and applied for capital one and approved for 10k instantly. Current score at about 680 22mo post bk discharge with 5 other cards reporting. After that approval hit the credit line increase on 2 commindity bank cards and they increased a total of $700!! Officially in the garden until next year when I refi my personal loan with avant through my local credit union. Hoping Barclay gives me some love once capital one reports I have had the apple card for over a year at 2000 limit rarely carry a balance and no increases. 


 

Amazon 5K. AMEX PRG 35kPOT./AMEX MAG 15k. BARNEYS 28.7k. Banana. BAO. CITI Bestbuy/Bloomies 15k/Diamond/Thanku/Macy's 15k. Chase/Freedom. DiscoveriT 13.5K/Chrome. FRONTGATE 4K. Jetblue 5.7K. JCrew 7k. JCPenney 5k. Ring 10k. Sear's MC 11.3k. SAKS 5K SamsClub 10K. Target MC 8.4k. Walmart 6k. Wayfair 4.8k... be good to yourself!
Message 8 of 11
vtguy25
Contributor

Re: 22 months post bk 10k capital one venture approval

I don't want to add any more new inquiries I'm at about 12 or 13 right from thinking about getting a new car that added about 5!! Also don't want to get capital one worried with any new accounts and risk a cld. Going to stay in the garden until jan when I try to refi my avant loan with prosper!
Message 9 of 11
pizza1
Community Leader
Super Contributor

Re: 22 months post bk 10k capital one venture approval

nice job!
Message 10 of 11
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