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2X Approvals

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Anonymous
Not applicable

2X Approvals

I have been in the garden for about 6 months now, due to my new house and I am loving it. I pruned off some cards that I am not using. I recieved a offer from Barclaycard to come back after closing my Rewards card with them due to no CLI ($500 limit and 23.99% APR. It was my first card I got after rebuilding and I have to recon to get that. So the offer mailer was for the their Cash Forward card with a 17% APR and $100 for a $500 spend. Mind you I am not a fan, Barclaycard but I decided the APR is not super but the 1.5 percent cashback and spend offer were decent so I took the plunge. I was approved for a $1000 limit .. Whomp.. Whomp. But the spend offer is decent and I will see if I can make it grow.

 

Also I appied with US Bank for the Kroger Visa, as I do shop there for all my groceries, My app was in review for the last 3 days but when I call the app status line, I was approved for that as well. I don't know the APR or limit yet but I will share once I know. I also put in an AMEX CLI from 2000 to 10K so I will update that ASAP.

Message 1 of 9
8 REPLIES 8
OmarGB9
Community Leader
Super Contributor

Re: 2X Approvals

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 9
Anonymous
Not applicable

Re: 2X Approvals

Congrats!

 

Good luck with Amex! I'll be excited to hear how that goes...fingers crossed for ya.

Message 3 of 9
fullstackdev
Frequent Contributor

Re: 2X Approvals

Congrats on your approval! Hopefully the Barclaycard will grow with you.
Mar 2017: EQ 733 80 INQ | TU 768 42 INQ | EX 755 80 INQ || AMEX PRG | AMEX BGR | USAA Rewards VS $17K | USAA NAMF AMEX $15K | SECU Visa $10K | Cap1 V1 (AU) $45.75K | AMEX BCE (AU) $10K | Marvel MC $25K | Walmart MC $10K | Freedom $12.2K | USAA Cash Rewards VS $18K | Walmart SC $25K | PENFED CR $9K | AMEX EDP $24K | Banana Republic SC $10K | MECU $10K | Amazon SC $25K | Barclays Apple Rewards $10K | J. Crew $13.6K | Cap1 PlayStation $3K | Cap1 QS1 $2.6K | Business: AMEX Green NPSL | AMEX SimplyCash $2K | AMEX Blue for Business $3K | Cap1 Spark Visa $7.5K | Amazon Rev. $2.5K | Amazon PIF (No PG) $1K | Walmart (No PG) $2.5K | Chase Marriott Business $30K | Chase Ink $14K
Message 4 of 9
alextercero
Super Contributor

Re: 2X Approvals

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)


Credit Age:

Inquiries:

Message 5 of 9
Anonymous
Not applicable

Re: 2X Approvals


@Anonymous wrote:

Congrats!

 

Good luck with Amex! I'll be excited to hear how that goes...fingers crossed for ya.


I was auto-denied on the CLI because my last request was denied on Jan 16th, they said I have to wait 90 days before I can try again. That will be April 16th. Oh well Smiley Tongue

Message 6 of 9
Anonymous
Not applicable

Re: 2X Approvals


@Anonymous wrote:

@Anonymous wrote:

Congrats!

 

Good luck with Amex! I'll be excited to hear how that goes...fingers crossed for ya.


I was auto-denied on the CLI because my last request was denied on Jan 16th, they said I have to wait 90 days before I can try again. That will be April 16th. Oh well Smiley Tongue


I'm sorry you were denied Smiley Sad however I believe you can ask again 90 days from your last CLI, I don't think it's 90 days from last declined

Best of luck!

Message 7 of 9
Anonymous
Not applicable

Re: 2X Approvals


@Anonymous wrote:

I have been in the garden for about 6 months now, due to my new house and I am loving it. I pruned off some cards that I am not using. I recieved a offer from Barclaycard to come back after closing my Rewards card with them due to no CLI ($500 limit and 23.99% APR. It was my first card I got after rebuilding and I have to recon to get that. So the offer mailer was for the their Cash Forward card with a 17% APR and $100 for a $500 spend. Mind you I am not a fan, Barclaycard but I decided the APR is not super but the 1.5 percent cashback and spend offer were decent so I took the plunge. I was approved for a $1000 limit .. Whomp.. Whomp. But the spend offer is decent and I will see if I can make it grow.

 

Also I appied with US Bank for the Kroger Visa, as I do shop there for all my groceries, My app was in review for the last 3 days but when I call the app status line, I was approved for that as well. I don't know the APR or limit yet but I will share once I know. I also put in an AMEX CLI from 2000 to 10K so I will update that ASAP.


So just a final update,

 

I got my 1-2-3 Rewards card from US Bank with a ... wait for it.. $1000SL and 24.24 APR .. whomp..whomp. I'm a bit disappointed but US Bank is a very conservative lender and I figure I am at least in with them and can build on it. Anyone ever had any luck getting a CLI on activation.

Message 8 of 9
Anonymous
Not applicable

Re: 2X Approvals

congrats on the approvals, and good luck with US Bank! they seem ultra conservative IMO

Message 9 of 9
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