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I have been in the garden for about 6 months now, due to my new house and I am loving it. I pruned off some cards that I am not using. I recieved a offer from Barclaycard to come back after closing my Rewards card with them due to no CLI ($500 limit and 23.99% APR. It was my first card I got after rebuilding and I have to recon to get that. So the offer mailer was for the their Cash Forward card with a 17% APR and $100 for a $500 spend. Mind you I am not a fan, Barclaycard but I decided the APR is not super but the 1.5 percent cashback and spend offer were decent so I took the plunge. I was approved for a $1000 limit .. Whomp.. Whomp. But the spend offer is decent and I will see if I can make it grow.
Also I appied with US Bank for the Kroger Visa, as I do shop there for all my groceries, My app was in review for the last 3 days but when I call the app status line, I was approved for that as well. I don't know the APR or limit yet but I will share once I know. I also put in an AMEX CLI from 2000 to 10K so I will update that ASAP.
Congrats!
Good luck with Amex! I'll be excited to hear how that goes...fingers crossed for ya.
Congrats
@Anonymous wrote:Congrats!
Good luck with Amex! I'll be excited to hear how that goes...fingers crossed for ya.
I was auto-denied on the CLI because my last request was denied on Jan 16th, they said I have to wait 90 days before I can try again. That will be April 16th. Oh well
@Anonymous wrote:
@Anonymous wrote:Congrats!
Good luck with Amex! I'll be excited to hear how that goes...fingers crossed for ya.
I was auto-denied on the CLI because my last request was denied on Jan 16th, they said I have to wait 90 days before I can try again. That will be April 16th. Oh well
I'm sorry you were denied however I believe you can ask again 90 days from your last CLI, I don't think it's 90 days from last declined
Best of luck!
@Anonymous wrote:I have been in the garden for about 6 months now, due to my new house and I am loving it. I pruned off some cards that I am not using. I recieved a offer from Barclaycard to come back after closing my Rewards card with them due to no CLI ($500 limit and 23.99% APR. It was my first card I got after rebuilding and I have to recon to get that. So the offer mailer was for the their Cash Forward card with a 17% APR and $100 for a $500 spend. Mind you I am not a fan, Barclaycard but I decided the APR is not super but the 1.5 percent cashback and spend offer were decent so I took the plunge. I was approved for a $1000 limit .. Whomp.. Whomp. But the spend offer is decent and I will see if I can make it grow.
Also I appied with US Bank for the Kroger Visa, as I do shop there for all my groceries, My app was in review for the last 3 days but when I call the app status line, I was approved for that as well. I don't know the APR or limit yet but I will share once I know. I also put in an AMEX CLI from 2000 to 10K so I will update that ASAP.
So just a final update,
I got my 1-2-3 Rewards card from US Bank with a ... wait for it.. $1000SL and 24.24 APR .. whomp..whomp. I'm a bit disappointed but US Bank is a very conservative lender and I figure I am at least in with them and can build on it. Anyone ever had any luck getting a CLI on activation.
congrats on the approvals, and good luck with US Bank! they seem ultra conservative IMO