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2nd Amex

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fedxboy
Established Contributor
‎01-31-2014 12:02 PM
‎01-31-2014 12:02 PM

2nd Amex

I got my Amex BCE on 11/15/13 and they backdated to 11-15-1990. So nice!! 

 

Just yesterday, I was approved for the Amex HHonors on 1-30-14, to take advantage of maximum backdating via info from the boards.  So now it's my understanding that my new backdate will be 1-30-90, so essentially an increase of another 10 or 11 months on top of the original 24 years.

 

It's just amazing -- if I didn't read these boards, I wouldn't of known about some of the quirks of Amex.  For that, I thank you all!



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
Message 1 of 12
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11 REPLIES 11
coldnmn
Mega Contributor
‎01-31-2014 12:03 PM
‎01-31-2014 12:03 PM

Re: 2nd Amex

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 12
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chosen4th
Contributor
‎01-31-2014 12:18 PM
‎01-31-2014 12:18 PM

Re: 2nd Amex

Hold on... I just got an amex delta gold, and in my online account it says ive been a member since 2004 (my first amex, since closed).. When they report my account will it show the account 10 years old??

Message 3 of 12
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gdale6
Moderator Emeritus
‎01-31-2014 12:18 PM
‎01-31-2014 12:18 PM

Re: 2nd Amex

Congrats Smiley Happy

Message 4 of 12
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gdale6
Moderator Emeritus
‎01-31-2014 12:19 PM
‎01-31-2014 12:19 PM

Re: 2nd Amex

@chosen4th wrote:

Hold on... I just got an amex delta gold, and in my online account it says ive been a member since 2004 (my first amex, since closed).. When they report my account will it show the account 10 years old??

Yes

Message 5 of 12
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chosen4th
Contributor
‎01-31-2014 12:30 PM
‎01-31-2014 12:30 PM

Re: 2nd Amex

thats soooo sick

Message 6 of 12
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-Wade-
Valued Contributor
‎01-31-2014 01:35 PM
‎01-31-2014 01:35 PM

Re: 2nd Amex

@fedxboy wrote:

I got my Amex BCE on 11/15/13 and they backdated to 11-15-1990. So nice!! 

 

Just yesterday, I was approved for the Amex HHonors on 1-30-14, to take advantage of maximum backdating via info from the boards.  So now it's my understanding that my new backdate will be 1-30-90, so essentially an increase of another 10 or 11 months on top of the original 24 years.

 

It's just amazing -- if I didn't read these boards, I wouldn't of known about some of the quirks of Amex.  For that, I thank you all!

Congrats Smiley Happy WTG

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 7 of 12
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blunderer
Established Contributor
‎01-31-2014 07:17 PM
‎01-31-2014 07:17 PM

Re: 2nd Amex

Congrats on the approval as well as taking advantage of the additional months of backdating on top of the 24yrs Smiley Happy

Message 8 of 12
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MsLadyRover
Valued Contributor
‎01-31-2014 07:27 PM
‎01-31-2014 07:27 PM

Re: 2nd Amex

Congrats OP!


Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge
Message 9 of 12
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CreditJunkie917
Frequent Contributor
‎01-31-2014 09:44 PM
‎01-31-2014 09:44 PM

Re: 2nd Amex

Congrats OP!!

Amex PRG(NPSL), Amex BCE($5K), Amex Hilton($1K), NavCheck ($15K), NFCU CR Siggy($20K), USAA Amex($7K), USAA World MC($7K), CSP($2.3K), Chase Marriott($1.8K), Care Credit($2.5K), Cap1 QS($3.5K), VS($500), Cap1 Secure($200) Starting Scores(Jan 2013): FICO EQ: 643, TU: 552, EX: 567 Current Scores(Sept. 2016): FICO EQ: 672, TU: 703(?), EX: 682 In the Garden FOR-EV-ER!!!!! Cards and goals achieved! Let's grow and mature these babies!!!
Message 10 of 12
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