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2nd BB&T Spectrum approved

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12njoy
Super Contributor

2nd BB&T Spectrum approved

BB&T is generous with the number of cards you can have I see, but not with CLI's.  I got my second BB&T card (Spectrum) on November 6, 2017 followed by my 2nd BB&T Bright on December 4, 2017.  I hit them up early this morning for another Spectrum not knowing what to expect.  Interest is a smidge higher and didn't get 15 months 0% like the other BB&T cards but who cares right.  $6,500 is my magical number with them.

 

Dear 12njoy,

Congratulations! Your application has been approved and we are pleased to offer you a BB&T Spectrum Rewards Credit Card. Please review the following information for specific details about your account:

 

  • Credit Limit
  $6,500.00
  • Introductory APR
  0.00%
   Your introductory APR applies to purchases and balance transfers made during the first 12 billing cycles after your account is opened.
  • Annual Percentage Rate (APR)
  17.15%
   Your APR applies to purchases and balance transfers made after the first 12 billing cycles.

 

You will receive your new BB&T Spectrum Rewards Credit Card at the following address in 7-10 business days:

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 1 of 11
10 REPLIES 10
fltireguy
Valued Contributor

Re: 2nd BB&T Spectrum approved

Congratulations 12njoy..
You should check into synovus and see if their products are available to you where you live...
NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 2 of 11
pizza1
Community Leader
Super Contributor

Re: 2nd BB&T Spectrum approved

WOW 12!! Thats amazing your approvals!! Congrats to youSmiley Happy
Message 3 of 11
AverageJoesCredit
Legendary Contributor

Re: 2nd BB&T Spectrum approved

SweetSmiley Happy i wants me a Bed Bath and Target card nowSmiley Wink
Message 4 of 11
12njoy
Super Contributor

Re: 2nd BB&T Spectrum approved


@fltireguy wrote:
Congratulations 12njoy..
You should check into synovus and see if their products are available to you where you live...

Thanks.  They are not available to me in OH Smiley Sad

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 5 of 11
12njoy
Super Contributor

Re: 2nd BB&T Spectrum approved


@pizza1 wrote:
WOW 12!! Thats amazing your approvals!! Congrats to youSmiley Happy

Thanks Pizza.  Is this my next Huntington...  Maybe not 12k, but I'll take the 6.5k

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 6 of 11
12njoy
Super Contributor

Re: 2nd BB&T Spectrum approved


@AverageJoesCredit wrote:
SweetSmiley Happy i wants me a Bed Bath and Target card nowSmiley Wink

Go for it AverageJoe.  Run baby run

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 7 of 11
Anonymous
Not applicable

Re: 2nd BB&T Spectrum approved

Congrats 🍾🎉🎈🎊. 1.1mil on the horizon. 

Message 8 of 11
Spotsy
Frequent Contributor

Re: 2nd BB&T Spectrum approved

Congrats on the new card.  I was thinking about applying for one from them as well....I have a small savings account with them.  Do you have a lot of new accounts and INQs?  My EQ is right at 727 according to them, but 764 on MyFico.

FICO 8: TU:831 / EQ:837 / EX:827 as of 12/25/2023
Message 9 of 11
12njoy
Super Contributor

Re: 2nd BB&T Spectrum approved


@Anonymous wrote:

Congrats 🍾🎉🎈🎊. 1.1mil on the horizon. 


Thanks, no new goals for me Smiley Happy

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 10 of 11
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