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2nd BB&T Spectrum approved

Super Contributor

2nd BB&T Spectrum approved

BB&T is generous with the number of cards you can have I see, but not with CLI's.  I got my second BB&T card (Spectrum) on November 6, 2017 followed by my 2nd BB&T Bright on December 4, 2017.  I hit them up early this morning for another Spectrum not knowing what to expect.  Interest is a smidge higher and didn't get 15 months 0% like the other BB&T cards but who cares right.  $6,500 is my magical number with them.

 

Dear 12njoy,

Congratulations! Your application has been approved and we are pleased to offer you a BB&T Spectrum Rewards Credit Card. Please review the following information for specific details about your account:

 

  • Credit Limit
  $6,500.00
  • Introductory APR
  0.00%
   Your introductory APR applies to purchases and balance transfers made during the first 12 billing cycles after your account is opened.
  • Annual Percentage Rate (APR)
  17.15%
   Your APR applies to purchases and balance transfers made after the first 12 billing cycles.

 

You will receive your new BB&T Spectrum Rewards Credit Card at the following address in 7-10 business days:

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 1 of 11
10 REPLIES
Valued Contributor

Re: 2nd BB&T Spectrum approved

Congratulations 12njoy..
You should check into synovus and see if their products are available to you where you live...
Chasex3/PenFedx3/NFCUx2/BofA/BMO/AMEX x5(4 revolvers +Platinum)/CapOnex2/DCU/Blispay/Cabelas/BBVA/Fifth Third/Banco de Brazil/BB&T/HSBC/Atira/Commerce Bank/State Farm Visa........I have them all. Except Barclays. They suck. And Sync. They suck worse! And Citi,, because I Have 9,000 Inq.
In the 520-530 range in 12/2015.... Currently EQ747/TU758/EX744
NFCU & PenFed are my best friends!!

In 3/2016 I had a $1800 fully secured CapOne QS. And that was it.. Current CL $247,000 (plus my auto and RV loans)
Message 2 of 11
Community Leader
Super Contributor

Re: 2nd BB&T Spectrum approved

WOW 12!! Thats amazing your approvals!! Congrats to youSmiley Happy
(BK7 d/c-08/2013/FICO-400's) ~ 07/2017 FICO 08- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Message 3 of 11
Super Contributor

Re: 2nd BB&T Spectrum approved

SweetSmiley Happy i wants me a Bed Bath and Target card nowSmiley Wink
Message 4 of 11
Super Contributor

Re: 2nd BB&T Spectrum approved


fltireguy wrote:
Congratulations 12njoy..
You should check into synovus and see if their products are available to you where you live...

Thanks.  They are not available to me in OH Smiley Sad

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 5 of 11
Super Contributor

Re: 2nd BB&T Spectrum approved


pizza1 wrote:
WOW 12!! Thats amazing your approvals!! Congrats to youSmiley Happy

Thanks Pizza.  Is this my next Huntington...  Maybe not 12k, but I'll take the 6.5k

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 6 of 11
Super Contributor

Re: 2nd BB&T Spectrum approved


AverageJoesCredit wrote:
SweetSmiley Happy i wants me a Bed Bath and Target card nowSmiley Wink

Go for it AverageJoe.  Run baby run

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 7 of 11
Valued Contributor

Re: 2nd BB&T Spectrum approved

Congrats 🍾🎉🎈🎊. 1.1mil on the horizon. 

Worlds second worst gardener.
Message 8 of 11
Regular Contributor

Re: 2nd BB&T Spectrum approved

Congrats on the new card.  I was thinking about applying for one from them as well....I have a small savings account with them.  Do you have a lot of new accounts and INQs?  My EQ is right at 727 according to them, but 764 on MyFico.

TU:777 / EQ:769 / EX:772 as of 9/1/17
Message 9 of 11
Super Contributor

Re: 2nd BB&T Spectrum approved


Miesterbro wrote:

Congrats 🍾🎉🎈🎊. 1.1mil on the horizon. 


Thanks, no new goals for me Smiley Happy

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,064,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 10 of 11