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Member
Posts: 16
Registered: ‎02-24-2014
0

3 month app spree - Success

Since I had only 3 cards before the app spree and no HP, I decided why not.

 

Barclays Financing - $2,100

Barclays AVG - $2,500

Capital One Quicksilver - $1,500

Chase Freedom - $2,000

BoA Privlilege - $4,200

Amazon Card - $900

 

Capital One Auto Loan - $46,813

Not to shabby for a 21 yr old Smiley Wink

 

Credit Slighlty dipped, I guess cause the age of accounts lowered.

Moderator
Posts: 28,692
Registered: ‎12-13-2013
0

Re: 3 month app spree - Success

Nice, enjoy Smiley Happy

Moderator
Posts: 9,933
Registered: ‎01-15-2009
0

Re: 3 month app spree - Success

Congrats! And 2 Barclays in the spree as well! Smiley Happy
Mega Contributor
Posts: 17,148
Registered: ‎08-08-2011
0

Re: 3 month app spree - Success

Congrats! Thanks for sharing.

 

 


IT $16.5k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $10k / Walmart Mastercard $8k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.95k / Citi DC (WMC) $5.7k
Gardening Date 7/01/16 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
Established Contributor
Posts: 751
Registered: ‎01-31-2009
0

Re: 3 month app spree - Success


Giovanni20 wrote:

Since I had only 3 cards before the app spree and no HP, I decided why not.

 

Barclays Financing - $2,100

Barclays AVG - $2,500

Capital One Quicksilver - $1,500

Chase Freedom - $2,000

BoA Privlilege - $4,200

Amazon Card - $900

 

Capital One Auto Loan - $46,813

Not to shabby for a 21 yr old Smiley Wink

 

Credit Slighlty dipped, I guess cause the age of accounts lowered.



Giovanni20 wrote:

Since I had only 3 cards before the app spree and no HP, I decided why not.

 

Barclays Financing - $2,100

Barclays AVG - $2,500

Capital One Quicksilver - $1,500

Chase Freedom - $2,000

BoA Privlilege - $4,200

Amazon Card - $900

 

Capital One Auto Loan - $46,813

Not to shabby for a 21 yr old Smiley Wink

 

Credit Slighlty dipped, I guess cause the age of accounts lowered.


Congrats! ...but how did you get a Capital One auto loan for over $30K, was it the Blank Check program?

Nice!!!  Smiley Happy

May 2013 Starting Scores: 540's-570's
July 2016 Scores: 654-705 ...No Lates, CA's or CO's, new car + high Util
Current Cards: SDFCU Secured ($300); Logix Secured ($500); Tobyhanna FCU ($5000); NFCU CLOC ( $15,000); Sony Visa ($3000); Apple PC'd to Rewards MC ($1200); Barclay Rewards MC ($1300); B&N ($500); Discover ($1000); 'Credit Steps' ($2300), QS One ($750);Care Credit ($9000); US Bank Platinum ($5000); Fifth Third SU2C ($3000); Kay's/Jared's ($4700); Target ($2000); Fingerhut/Gettington ($2250); **All my favorite retail cards ($61,000)..Luv'Em..they get heavy use!
Senior Contributor
Posts: 10,281
Registered: ‎09-24-2013
0

Re: 3 month app spree - Success

congrats

.
Established Contributor
Posts: 1,013
Registered: ‎04-03-2014
0

Re: 3 month app spree - Success

I gotta ask what kind of car did you get?

Established Member
Posts: 83
Registered: ‎02-26-2014
0

Re: 3 month app spree - Success

Congrats!


Valued Contributor
Posts: 2,692
Registered: ‎02-18-2014
0

Re: 3 month app spree - Success

Congrats on the approvals!

AMEX (BCP - $25K, Platinum - NPSL, SCP Bus - $17.5K, SPG - $20K)|BOA (BBR - $15K, CR - $15K)|Barclays (Arrival+ - $17.5K, Ring - $15K)|Blispay - $10K|CAP1 (QS - $30K, Venture - $30K)|Chase (AARP - $15K, freedom - $5.5K, CSP - $25K, MRP Bus - $15K, Slate - $13.5K)|Citibank (DC - $28.2K, HD - $25K)|Discover it - $32.5K|Fidelity IR - $16K|Huntington Voice - $17K|LMCU - $10K|NFCU (cashRewards - $30K, GoRewards - $30K, CLOC - $15K)|PFCU (CR - $30K, Defender - $20K, LOC - $10K)|Synchrony Lowe's - $25K|US Bank Cash + ($12.5K, $21K)|USAA (Cash Rewards - $16K, Rewards - $23.4K, WPAOG - $10.5K)
Valued Contributor
Posts: 12,960
Registered: ‎08-13-2013
0

Re: 3 month app spree - Success


Giovanni20 wrote:

Since I had only 3 cards before the app spree and no HP, I decided why not.

 

Barclays Financing - $2,100

Barclays AVG - $2,500

Capital One Quicksilver - $1,500

Chase Freedom - $2,000

BoA Privlilege - $4,200

Amazon Card - $900

 

Capital One Auto Loan - $46,813

Not to shabby for a 21 yr old Smiley Wink

 

Credit Slighlty dipped, I guess cause the age of accounts lowered.


Congrats on your success Smiley Happy

Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 10 K * Discover - IT 37.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 8.8 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

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