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Member
Posts: 16
Registered: ‎02-24-2014
0

3 month app spree - Success

Since I had only 3 cards before the app spree and no HP, I decided why not.

 

Barclays Financing - $2,100

Barclays AVG - $2,500

Capital One Quicksilver - $1,500

Chase Freedom - $2,000

BoA Privlilege - $4,200

Amazon Card - $900

 

Capital One Auto Loan - $46,813

Not to shabby for a 21 yr old Smiley Wink

 

Credit Slighlty dipped, I guess cause the age of accounts lowered.

Moderator
Posts: 22,085
Registered: ‎12-13-2013
0

Re: 3 month app spree - Success

Nice, enjoy Smiley Happy


EX Fico 08 BC 07/15: 806 (+14); EX Fico 04 V2 06/14: 775
EQ Beacon 5.0 12/14 757
TU Fico 8 07/15: 754 (-5)
Moderator
Posts: 8,696
Registered: ‎01-15-2009
0

Re: 3 month app spree - Success

Congrats! And 2 Barclays in the spree as well! Smiley Happy
Mega Contributor
Posts: 16,811
Registered: ‎08-08-2011
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Re: 3 month app spree - Success

Congrats! Thanks for sharing.

 

 

US Bank Cash+ (VSig) $10k / US Bank Ace (VSig) $10K / Discover IT $10k
Sam's Mastercard $8.5k / Walmart Mastercard $8k / PayPal SmartConnect $5.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.55k / Citi DC (WMC) $3k
Gardening Date 5/8/15 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
Established Contributor
Posts: 668
Registered: ‎01-31-2009
0

Re: 3 month app spree - Success


Giovanni20 wrote:

Since I had only 3 cards before the app spree and no HP, I decided why not.

 

Barclays Financing - $2,100

Barclays AVG - $2,500

Capital One Quicksilver - $1,500

Chase Freedom - $2,000

BoA Privlilege - $4,200

Amazon Card - $900

 

Capital One Auto Loan - $46,813

Not to shabby for a 21 yr old Smiley Wink

 

Credit Slighlty dipped, I guess cause the age of accounts lowered.



Giovanni20 wrote:

Since I had only 3 cards before the app spree and no HP, I decided why not.

 

Barclays Financing - $2,100

Barclays AVG - $2,500

Capital One Quicksilver - $1,500

Chase Freedom - $2,000

BoA Privlilege - $4,200

Amazon Card - $900

 

Capital One Auto Loan - $46,813

Not to shabby for a 21 yr old Smiley Wink

 

Credit Slighlty dipped, I guess cause the age of accounts lowered.


Congrats! ...but how did you get a Capital One auto loan for over $30K, was it the Blank Check program?

Nice!!!  Smiley Happy

May 2013 Starting Scores: 540's-570's [no credit cards, no inq's, 1 Student Loan 90 day late, CA's and CO's...most PFD'd!]
August 2015 Scores: 654-705 ...No CA's or CO's, new car + high Util
Current Cards: SDFCU Secured ($300); Logix Secured ($500); Tobyhanna FCU ($5000); Sony Visa ($3000); Apple PC'd to Rewards MC ($1200); Barclay Rewards MC ($1300); B&N ($500); Discover ($1000); 'Credit Steps' ($2300), QS One ($750);Care Credit ($9000); US Bank Platinum ($5000); Fifth Third SU2C ($3000); Kay's/Jared's ($4700); Target ($1300); Fingerhut/Gettington ($2250); **All my favorite retail cards ($50,300)..Luv'Em..they get heavy use!
Senior Contributor
Posts: 10,084
Registered: ‎09-24-2013
0

Re: 3 month app spree - Success

congrats

.
Established Contributor
Posts: 704
Registered: ‎04-03-2014
0

Re: 3 month app spree - Success

I gotta ask what kind of car did you get?

Established Member
Posts: 83
Registered: ‎02-26-2014
0

Re: 3 month app spree - Success

Congrats!


Valued Contributor
Posts: 2,340
Registered: ‎02-18-2014
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Re: 3 month app spree - Success

Congrats on the approvals!

AMEX BCP - $34.5K | AMEX Delta SkyMiles Gold - $10.4K | AMEX Platinum - NPSL | BofA BBR VISA - $15K | BofA Merrill Lynch + VS - $15K | Barclaycard Arrival WMC - $17.5K | Barclaycard Ring MC - $15K | CP1 QS VS - $30K | CP1 Venture VS - $30K | Chase freedom VS - $5.5K | CSP VS - $25K | Chase Slate VS - $13.5K | Citi DC - $26K | Citi HD - $25K | Coldwater Creek MC - $15K | Discover it - $19.5K | FIA AMEX - $16K | Synchrony/HH Gregg - $4.5K | Synchrony/Lowes - $25K | LMCU PP VISA - $10K | NFCU cashRewards VS - $30K | NFM (Store Card) - $6K | PFCU Cash Rewards VP - $30K | PFCU Defender VS - $20K | US Bank Cash+ - $16.5K | US Bank Cash+ - $12.5K | USAA WMC - $23.4K Last HP 28 Jul 15 - Gardening into 2016.
Valued Contributor
Posts: 12,954
Registered: ‎08-13-2013
0

Re: 3 month app spree - Success


Giovanni20 wrote:

Since I had only 3 cards before the app spree and no HP, I decided why not.

 

Barclays Financing - $2,100

Barclays AVG - $2,500

Capital One Quicksilver - $1,500

Chase Freedom - $2,000

BoA Privlilege - $4,200

Amazon Card - $900

 

Capital One Auto Loan - $46,813

Not to shabby for a 21 yr old Smiley Wink

 

Credit Slighlty dipped, I guess cause the age of accounts lowered.


Congrats on your success Smiley Happy

Old user name newportguy*** Current Score: myFico EQ - 830 (05/16/2015) Discover TU Fico - 832 (07/03/2015) EX Fico - 821 ( 05/01/2015 ) ******* Amex - BCP 10 K * Discover - IT 16.5 K * U.S. Bank Cash + Visa Signature 10.3 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 832 *** EX 821 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
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