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Yes it was the blank check program, I was orignally loaned for up to 27k but re-apped and added my mom as a co-signer. They then approved us for 42k, found the car I wanted it was 44k + taxes going up to 46k. Called them and asked if they could raise it up to the exact amount. They said yes and re-sent the checks a few days later. I bought the 2015 Lexus IS350. So far loving the car and my Chase freedom the most.