Thanks everyone!
I'll try to answer some questions:
As far as what bureau they pulled, I'm not entirely sure. I will get back to you on that. Usually Comenity inquiries have been Equifax for me.
I applied two Sundays ago, and the card arrived yesterday. (6/14 and 6/23 respectively).
Specifically this is a Carson's card. Name varies by location, i.e. Elder Beerman... just Google Bon Ton and you'll see the list of names. I think the cards are interchangable meaning you can use an Elder Beerman card at Caron's and vice versa.
This is how the phone call went:
The system is automated and I never talked to a human. I had to identify myself with either the card number or SSN, I don't remember. Then the system asks what they can help you with. I said "credit limit increase". Next the system says it can help with that but first it needs some income information. I typed in my income. Once I got rolling, of course I made some typos along the way on my phone pad and when I did (like typing that I make 100 million) it asked for me to re-enter. I think once I typed 1000 and asked for me to re-enter as well. We'll get into the repeptitive process in a minute. After typing in my income, I believe it stated the current limit I had and then asked if there was a specific limit I wanted. I said "no" each time. Each and every time, except for the last time, it said "Congratulations..." and raised my limit by 200 dollars.
Now getting from $300 to $10,300 at only $200 a time would lead to several dozen repeats of this pattern, hence the typos by me on my income ranging from $1,000 to $100 million. Again, it will just ask for the amount again.
I have NO idea what happens if you state that there is a specific limit you want.
I'll be back...
Gardening Until Further Notice
