So I joined NFCU back in February with the intent to get the Cash Rewards card. I paid down my other CC's to bring my util down to <1% and fired away! I got the 3-5 day message. But then after about a few hours, I thought, what the heck... I should try for the NavCheck too. I put $7.5 for my request. The next day, I got the approval for my NavCheck! I was pretty damn happy. And then the day after I got the approval for my Cash Rewards Visa for $5k! My first Visa Signature card.
I have also been planning on buying a car during this time, and I wanted to get one before my CC started to report. But Honda financial wouldn't give me a lease because of my BK and a low auto enhanced EX. So I figured, what the heck, I can afford to buy, so I apped with Navy Fed. I requested 30k for 72 months. Well, the very next day I was approved at their lowest rate of 1.99%!!! I'm thinking that these guys may be not even looking at the right credit app. Could this be true???
Also the same night I apped for the car loan, I figured I might as well get another card from them. I apped for the goRewards. Approved at 1k! I guess that 1k was the sign that I should sit back, relax and garden for a bit.
So, I'm at work on Friday. Super happy because I'm going to be picking up my car after work. Knowing that I'm going to garden for a while. And I thought, well since I'm going to garden, I might as well get hit with a couple more HP's. I had a pre-approval letter from Capitol One. So I apped and got approved for $500. That was ok, especially since they were burned in my BK. Then I figured I would try for another US Airways card since I fly them mostly and their hub is here in Phoenix. BAM! Approved at $2.1K. They were also burned in my BK.
So now I'm sitting here going from $1800 in CL to $17.9K in CL in just a few weeks! I owe it to all of this community and the people that help contribute. Thank you all in helping me! I am off to the garden!!! Unless that nasty NFCU luv button pops up. 
@Siopao wrote:So I joined NFCU back in February with the intent to get the Cash Rewards card. I paid down my other CC's to bring my util down to <1% and fired away! I got the 3-5 day message. But then after about a few hours, I thought, what the heck... I should try for the NavCheck too. I put $7.5 for my request. The next day, I got the approval for my NavCheck! I was pretty damn happy. And then the day after I got the approval for my Cash Rewards Visa for $5k! My first Visa Signature card.
I have also been planning on buying a car during this time, and I wanted to get one before my CC started to report. But Honda financial wouldn't give me a lease because of my BK and a low auto enhanced EX. So I figured, what the heck, I can afford to buy, so I apped with Navy Fed. I requested 30k for 72 months. Well, the very next day I was approved at their lowest rate of 1.99%!!! I'm thinking that these guys may be not even looking at the right credit app. Could this be true???
Also the same night I apped for the car loan, I figured I might as well get another card from them. I apped for the goRewards. Approved at 1k! I guess that 1k was the sign that I should sit back, relax and garden for a bit.
So, I'm at work on Friday. Super happy because I'm going to be picking up my car after work. Knowing that I'm going to garden for a while. And I thought, well since I'm going to garden, I might as well get hit with a couple more HP's. I had a pre-approval letter from Capitol One. So I apped and got approved for $500. That was ok, especially since they were burned in my BK. Then I figured I would try for another US Airways card since I fly them mostly and their hub is here in Phoenix. BAM! Approved at $2.1K. They were also burned in my BK.
So now I'm sitting here going from $1800 in CL to $17.9K in CL in just a few weeks! I owe it to all of this community and the people that help contribute. Thank you all in helping me! I am off to the garden!!! Unless that nasty NFCU luv button pops up.
CONGRATS!!! 
Wow! Run, don't stop -----to the garden!
Congrats on all your approvals! You should probably take a breather for a bit.
@09Lexie wrote:
Wow! Run, don't stop -----to the garden!
Haha. Thanks Lexie. There is no way I'm going to be apping for anything within the next 2 years. I have enough credit lines reporting now and seeing all those inquiries on my CR sucks!
What did you use to app that tracked all other apps? I'm referring to the table in your post?
@KIPPIE12 wrote:Congrats on the approvals! At least they will all drop off at the same time!
+1 in two years you'll be in great shape.
@Siopao wrote:So I joined NFCU back in February with the intent to get the Cash Rewards card. I paid down my other CC's to bring my util down to <1% and fired away! I got the 3-5 day message. But then after about a few hours, I thought, what the heck... I should try for the NavCheck too. I put $7.5 for my request. The next day, I got the approval for my NavCheck! I was pretty damn happy. And then the day after I got the approval for my Cash Rewards Visa for $5k! My first Visa Signature card.
I have also been planning on buying a car during this time, and I wanted to get one before my CC started to report. But Honda financial wouldn't give me a lease because of my BK and a low auto enhanced EX. So I figured, what the heck, I can afford to buy, so I apped with Navy Fed. I requested 30k for 72 months. Well, the very next day I was approved at their lowest rate of 1.99%!!! I'm thinking that these guys may be not even looking at the right credit app. Could this be true???
Also the same night I apped for the car loan, I figured I might as well get another card from them. I apped for the goRewards. Approved at 1k! I guess that 1k was the sign that I should sit back, relax and garden for a bit.
So, I'm at work on Friday. Super happy because I'm going to be picking up my car after work. Knowing that I'm going to garden for a while. And I thought, well since I'm going to garden, I might as well get hit with a couple more HP's. I had a pre-approval letter from Capitol One. So I apped and got approved for $500. That was ok, especially since they were burned in my BK. Then I figured I would try for another US Airways card since I fly them mostly and their hub is here in Phoenix. BAM! Approved at $2.1K. They were also burned in my BK.
So now I'm sitting here going from $1800 in CL to $17.9K in CL in just a few weeks! I owe it to all of this community and the people that help contribute. Thank you all in helping me! I am off to the garden!!! Unless that nasty NFCU luv button pops up.
Very nicely done!
