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Alright, so I got my Amex BCP with a $2K SL & Amex PRG on May 3rd 2016...So I'm a bit late to the game requesting the 3X CLI. I chose to wait because I didnt use the card the 1st billing period and bought a new car in June, along with the HPs for the new loan, I also traded in my old car so I had a dip of 20-25 points in my EXP score right around my 61st day. I put a $1000 on in 2nd Billing Period, PIF. Charged $1500 and then PIF yesterday. Requested $6000K and instantly approved...maybe I should have requested more???
*Also checked for my latest Amex soft pull via backdoor my experian report. August 10th.
8/10/16 Experian Data Points:
FICO 8 - 680
UTIL 10%
BCP UTIL 35% actual, (at time of softpull on report was 48%)
WOO HOO!
Total CL = +/- $85,000
Nice, congrats on the Amex CLI approval. Yes, you should have requested more, but it too late now. You need to wait 6 months for the next round
@Anonymous wrote:Nice, congrats on the Amex CLI approval. Yes, you should have requested more, but it too late now. You need to wait 6 months for the next round
CAN you ask for more than 3x?
You can, but most likely won't get it.
@Anonymous wrote:Nice, congrats on the Amex CLI approval. Yes, you should have requested more, but it too late now. You need to wait 6 months for the next round
Not sure that the OP should have asked for more. Sure they can but very unlikely that Amex would give more than the $6K.
Congrats on the approval OP!
@Anonymous wrote:Alright, so I got my Amex BCP with a $2K SL & Amex PRG on May 3rd 2016...So I'm a bit late to the game requesting the 3X CLI. I chose to wait because I didnt use the card the 1st billing period and bought a new car in June, along with the HPs for the new loan, I also traded in my old car so I had a dip of 20-25 points in my EXP score right around my 61st day. I put a $1000 on in 2nd Billing Period, PIF. Charged $1500 and then PIF yesterday. Requested $6000K and instantly approved...maybe I should have requested more???
*Also checked for my latest Amex soft pull via backdoor my experian report. August 10th.
8/10/16 Experian Data Points:
FICO 8 - 680
UTIL 10%
BCP UTIL 35% actual, (at time of softpull on report was 48%)
WOO HOO!
Total CL = +/- $85,000
Congratulations to you!...Thanks for sharing.
Congrats
Congrats to you on an awesome increase! You've got some very nice cards, too!
Wow Nice! I am at the 61 day for my Amex...hoping to request 3x CLI. But I am waiting for my Experian score to update. I am expecting a nice bump into the 700's. I think is will be an awesome card. Plus they give back rewards faster then any other card I have. It is like Immediate for my 10% cell phone rebate every month and the $250 cash back was super fast.