11-02-2012 09:42 PM
Just requested 3x CLI on my Amex BCP & got approved ($6,000 from $2,000). For those looking to do the same here's what my credit profile & Amex history looks like. Account opened 70 days go, I paid my balance in full for the 2 billing cycles ( paid the last statement early so that it would post before I requested the increase). I'm not sure if this has anything to do with why Amex increased me but I charged pretty close to the $2,000 limit during the 1st billing cycle more than once but returned most of it before the cycle closed. I have high util on my other non-Amex CCs but no baddies. 3 inquiries on EX, 3 on EQ, & 2 on TU.
(Also got approved for 2 USAA cards yesterday so I'm pretty excited. Citi denied my request for a CLI but I was expecting that.)
Hope this info helps.
11-02-2012 09:52 PM
11-02-2012 10:55 PM
11-03-2012 04:00 AM
Congradulation! Take care of them and they will take care of you! I have been a member since 1984. There service is impecably Professional.
11-03-2012 01:56 PM
11-03-2012 02:15 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.