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AMEX BCE Approved - Limit? Edit: WOW!

Contributor

Re: AMEX BCE Approved - Limit? Edit: WOW!

Thank you all. I will ask for 25k. Is it 61 days from today or 61 days from when I receive the card and activate?

Message 11 of 20
Valued Contributor

Re: AMEX BCE Approved - Limit? Edit: WOW!

Some say 61 days from approval, while others say 61 days from activation.  I waited 61 days from activation, and was instantly approved for 3x

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 12 of 20
Valued Contributor

Re: AMEX BCE Approved - Limit? Edit: WOW!

Congratulations!

When you log onto your online account you will see the statement start date. That will be the date I use for my CLI request. It is 5 days after approval, but about 6 days before activation. That seems to be the day the card was setup and ready for use even though I hadn't received the card yet.

Instead of guessing you can always call Customer Service and ask for the exact date you are eligible. Other members have had success with that method.

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 13 of 20
Valued Contributor

Re: AMEX BCE Approved - Limit? Edit: WOW!


SnackTrader wrote:
Congratulations!

When you log onto your online account you will see the statement start date. That will be the date I use for my CLI request. It is 5 days after approval, but about 6 days before activation. That seems to be the day the card was setup and ready for use even though I hadn't received the card yet.

Instead of guessing you can always call Customer Service and ask for the exact date you are eligible. Other members have had success with that method.

Seem like the samething to me.....Approved on Nov 14.....Acc open in Nov 19 and first activation in 26 ;-(

Maybe i call after 61 days on account open day ......

I recently PC my Delta to BCE on Dec 15.

Should i used the same open day for Delta which on the 19th ???


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 14 of 20
Highlighted
Senior Contributor

Re: AMEX BCE Approved - Limit? Edit: WOW!

If you ask too early all that happens is it says you aren't eligible and you have to wait a few more days. It won't reset the clock, so no need to worry about this. Personally, I would just wait until 6 months unless you have some real need for the extra credit line, but obviously there are plenty if success stories with the 61 day requests.

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Message 15 of 20
Valued Contributor

Re: AMEX BCE Approved - Limit? Edit: WOW!

Damn OP congrats thats a nice starting CL

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 16 of 20
Contributor

Re: AMEX BCE Approved - Limit?


G19OD wrote:

Thanks I just did that and WOW.

 

$10,000. They doubled my previously highest limit!

 

So is it true I can ask for a 3x (or 25k?) in 61 days?


Congrats! 

 

My BCE also started out at $10k and after 60 days (for me I believe it was from activation and not approval)  I requested a CLI on the website for $25k and was approved.  So yes, definitely give it a try.

Message 17 of 20
Established Contributor

Re: AMEX BCE Approved - Limit?

Congrats

Message 18 of 20
Frequent Contributor

Re: AMEX BCE Approved - Limit? Edit: WOW!

WOW that's an awesome starting CL!!  I joined the AMEX family in November.  My CL is $3300 and I want a CLI to at least $5000.  I'm a little scared to ask for full 3x since I only work part time and only made just under $15k in 2012.  I don't want to get FR'ed

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards, Barclaycard Cash Forward
Message 19 of 20
Established Contributor

Re: AMEX BCE Approved - Limit? Edit: WOW!

Congrats! 10k? Wow. Sweet limit. 

Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Message 20 of 20