AMEX BCE Approved!

tinuviel · ‎10-09-2013

Nice approvals -- congrats, and welcome to the Amex family!

Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k

k-s · ‎10-09-2013

Annual income is $35,000

JonStur · ‎10-09-2013

Good for you...with two new tradelines they will definitely soft you like crazy so I wouldn't app any more for a little bit...

Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)
Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K

k-s · ‎10-09-2013

You're absolutely right. I am set on cards for the moment. I now have the card that I most wanted, so I won't app anytime in the near future.

majessica20 · ‎04-22-2014

k-s you are my idol LOL i See you started with just one card and slowly but surely moved up and your AAOA is only 10months wow thats awesome woman.

-Wade- · ‎04-22-2014

@k-s wrote:
Hi all! I have been lurking in these forums for months as I worked on reducing debt and bringing up my scores.
Last weekend, I got a prequalification from Amex for a True Earnings card. I went ahead and applied and was approved instantly for a $2000 credit line.
Then, I got greedy and applied for the BCE as well. I got an 'in progress' notice and have called everyday since then to try to get an answer. Finally today, I get a more powerful CSR on the line and after a 5 minute hold, he approved me for a $10,000 credit line!

Just for some perspective, I am 20 yrs old and my scores are currently TU: 693 EX: 667

I have been an AU on my fiance's Amex TrueEarnings since account opening (6 months or so) with a $1200 limit. On my own, I have a Capital One Platinum MC with a $750 credit line and a Victoria's Secret store card with a $750 limit. We also own two cars that we are currently paying on.

Just wanted to share my surprising Amex experience! So excited to be a part of the Amex family.

Congrats on your approval

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

gdale6 · ‎04-22-2014

Amazing someone 20 yrs old can get approved for 10K from AMEX was unheard of when I was in my 20s, I remember when I finally got my first 10K CL, I was 34 yrs old and that was a few decades ago now too.... Grats to your success OP