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Established Contributor
Posts: 515
Registered: ‎07-31-2012
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AMEX BCE..Dare I??.........APPROVED

[ Edited ]

I've come a long way in a pretty short time. With the backdating to 1993 on both current Amex cards my AoAA made a huge jump, and my scores right now look good. Amex just gave me a 3x CLI on my Delta Gold, and my util is at 0% right now on everything. Should I try for the BCE now or go home after work this morning and put a "NO DRAPPING" sign on my computer and leave it alone? It's a SP unless I get approved, right? If I do this bow it's off to the garden for a bit and consider what I want to do.


What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
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Re: AMEX BCE..Dare I??


Cageym wrote:
I've come a long way in a pretty short time. With the backdating to 1993 on both current Amex cards my AoAA made a huge jump, and my scores right now look good. Amex just gave me a 3x CLI on my Delta Gold, and my util is at 0% right now on everything. Should I try for the BCE now or go home after work this morning and put a "NO DRAPPING" sign on my computer and leave it alone? It's a SP unless I get approved, right? If I do this bow it's off to the garden for a bit and consider what I want to do.

i think it's time you contacted the Executive office at Capital One for that toy limit :smileyhappy:

 

but yea go for it I got approved for BCP with lower scores than you have since you got backdated you can do things anytime but you can get a extra 11 months or so if you wait til January :smileywink:


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
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Re: AMEX BCE..Dare I??


Cageym wrote:
I've come a long way in a pretty short time. With the backdating to 1993 on both current Amex cards my AoAA made a huge jump, and my scores right now look good. Amex just gave me a 3x CLI on my Delta Gold, and my util is at 0% right now on everything. Should I try for the BCE now or go home after work this morning and put a "NO DRAPPING" sign on my computer and leave it alone? It's a SP unless I get approved, right? If I do this bow it's off to the garden for a bit and consider what I want to do.

Dooo etttt. :smileysurprised:

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
Posts: 1,597
Registered: ‎09-15-2012
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Re: AMEX BCE..Dare I??

[ Edited ]

Edit: 19 years old Amex already, nevermind.


In My Wallet: Amex BCP (12/12) $32,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600

Last App: April 2, 2014
Established Contributor
Posts: 515
Registered: ‎07-31-2012
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Re: AMEX BCE..Dare I??

I haven't decided what I want to do about the Cap1 yet. With both of my current Amex cards reporting 1993 I really don't need it for history. If I got a decent limit on it I might keep it. That's tactic is worth considering as well. But the BCE would be backdated to 1993 as well wouldn't it, since that is my "Member since" date now.

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
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Re: AMEX BCE..Dare I??


SnackTrader wrote:

Wait until January.


it's good advice but since he has 19 years backdating already the gains aren't going to make that much of a difference =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Regular Contributor
Posts: 178
Registered: ‎09-12-2012
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Re: AMEX BCE..Dare I??

I say do it!  You have great scores with backdating is a huge plus. 

Established Contributor
Posts: 515
Registered: ‎07-31-2012
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Re: AMEX BCE..Dare I??

[ Edited ]
I can't find the link to check the status of the app (I got the standard 14 day thing). Anyone have it? Nevermind, found it: https://www262.americanexpress.com/eaol/welcome.do

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: AMEX BCE..Dare I??


Cageym wrote:
I can't find the link to check the status of the app (I got the standard 14 day thing). Anyone have it? Nevermind, found it: https://www262.americanexpress.com/eaol/welcome.do

Did you get it? OMG OMG OMG

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Established Contributor
Posts: 515
Registered: ‎07-31-2012
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Re: AMEX BCE..Dare I??

It says check back in 24 hours. So I'll go look every so often and see.

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
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