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AMEX BCE..Dare I??.........APPROVED

Mega Contributor

Re: AMEX BCE..Dare I??


distantarray wrote:

Cageym wrote:
I've come a long way in a pretty short time. With the backdating to 1993 on both current Amex cards my AoAA made a huge jump, and my scores right now look good. Amex just gave me a 3x CLI on my Delta Gold, and my util is at 0% right now on everything. Should I try for the BCE now or go home after work this morning and put a "NO DRAPPING" sign on my computer and leave it alone? It's a SP unless I get approved, right? If I do this bow it's off to the garden for a bit and consider what I want to do.

i think it's time you contacted the Executive office at Capital One for that toy limit Smiley Happy

 

but yea go for it I got approved for BCP with lower scores than you have since you got backdated you can do things anytime but you can get a extra 11 months or so if you wait til January Smiley Wink


I agree with contacting the Exec. office of Cap1.

 

All of your stats look fine to get it it's all about whether you want to burn that INQ.

 




EQ FICO 548 3/3/16
Mega Contributor

Re: AMEX BCE..Dare I??


Cageym wrote:
I haven't decided what I want to do about the Cap1 yet. With both of my current Amex cards reporting 1993 I really don't need it for history. If I got a decent limit on it I might keep it. That's tactic is worth considering as well. But the BCE would be backdated to 1993 as well wouldn't it, since that is my "Member since" date now.

Yes, it would also backdate to 1993.

 




EQ FICO 548 3/3/16
Established Contributor

Re: AMEX BCE..Dare I??

No matter how it turns out this is my last app for awhile. Except for deciding what I'm going to do about the Cap1 card.

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Valued Contributor

Re: AMEX BCE..Dare I??

Drapp it. Good luck.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor

Re: AMEX BCE..Dare I??

I'm still at work so no Drapping yet. I get off in a couple of hours.LOL

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Valued Contributor

Re: AMEX BCE..Dare I??

Hope for the best, keep us posted! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Valued Contributor

Re: AMEX BCE..Dare I??

just call!
5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Established Contributor

Re: AMEX BCE..Dare I??

I'm at work and we don't use government phones to call Amex.LOL I'll be off in a bit.

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Valued Contributor

Re: AMEX BCE..Dare I??


Cageym wrote:
I'm at work and we don't use government phones to call Amex.LOL I'll be off in a bit.

Cell phone!  Smiley Surprised

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Established Contributor

Re: AMEX BCE..Dare I??

In Diego Garcia? They have them but not practical or cheap. Even the "Toll Free" call on a regular phone costs about .60 a minute. Besides, where I work no cell phones, cameras, transmitting equipment, etc, etc. And the number that the staus page says to call doesn't open until 6 am MST M-F. So unless I call the CSR number I'm out of luck anyway. And I get off shift in 30 minutes. EDIT: And I just this minute got the e-mail thanking me for my application.LOL

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board