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Mega Contributor
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Registered: ‎04-09-2011
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Re: AMEX BCE..Dare I??


distantarray wrote:

Cageym wrote:
I've come a long way in a pretty short time. With the backdating to 1993 on both current Amex cards my AoAA made a huge jump, and my scores right now look good. Amex just gave me a 3x CLI on my Delta Gold, and my util is at 0% right now on everything. Should I try for the BCE now or go home after work this morning and put a "NO DRAPPING" sign on my computer and leave it alone? It's a SP unless I get approved, right? If I do this bow it's off to the garden for a bit and consider what I want to do.

i think it's time you contacted the Executive office at Capital One for that toy limit :smileyhappy:

 

but yea go for it I got approved for BCP with lower scores than you have since you got backdated you can do things anytime but you can get a extra 11 months or so if you wait til January :smileywink:


I agree with contacting the Exec. office of Cap1.

 

All of your stats look fine to get it it's all about whether you want to burn that INQ.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Mega Contributor
Posts: 15,436
Registered: ‎04-09-2011
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Re: AMEX BCE..Dare I??


Cageym wrote:
I haven't decided what I want to do about the Cap1 yet. With both of my current Amex cards reporting 1993 I really don't need it for history. If I got a decent limit on it I might keep it. That's tactic is worth considering as well. But the BCE would be backdated to 1993 as well wouldn't it, since that is my "Member since" date now.

Yes, it would also backdate to 1993.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 515
Registered: ‎07-31-2012
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Re: AMEX BCE..Dare I??

No matter how it turns out this is my last app for awhile. Except for deciding what I'm going to do about the Cap1 card.

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Re: AMEX BCE..Dare I??

Drapp it. Good luck.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Established Contributor
Posts: 515
Registered: ‎07-31-2012
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Re: AMEX BCE..Dare I??

I'm still at work so no Drapping yet. I get off in a couple of hours.LOL

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
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Re: AMEX BCE..Dare I??

Hope for the best, keep us posted! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Valued Contributor
Posts: 2,972
Registered: ‎02-09-2012
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Re: AMEX BCE..Dare I??

just call!
5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Established Contributor
Posts: 515
Registered: ‎07-31-2012
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Re: AMEX BCE..Dare I??

I'm at work and we don't use government phones to call Amex.LOL I'll be off in a bit.

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
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Re: AMEX BCE..Dare I??


Cageym wrote:
I'm at work and we don't use government phones to call Amex.LOL I'll be off in a bit.

Cell phone!  :smileysurprised:

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Established Contributor
Posts: 515
Registered: ‎07-31-2012
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Re: AMEX BCE..Dare I??

[ Edited ]
In Diego Garcia? They have them but not practical or cheap. Even the "Toll Free" call on a regular phone costs about .60 a minute. Besides, where I work no cell phones, cameras, transmitting equipment, etc, etc. And the number that the staus page says to call doesn't open until 6 am MST M-F. So unless I call the CSR number I'm out of luck anyway. And I get off shift in 30 minutes. EDIT: And I just this minute got the e-mail thanking me for my application.LOL

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board

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