11-25-2012 02:35 PM
I've come a long way in a pretty short time. With the backdating to 1993 on both current Amex cards my AoAA made a huge jump, and my scores right now look good. Amex just gave me a 3x CLI on my Delta Gold, and my util is at 0% right now on everything. Should I try for the BCE now or go home after work this morning and put a "NO DRAPPING" sign on my computer and leave it alone? It's a SP unless I get approved, right? If I do this bow it's off to the garden for a bit and consider what I want to do.
i think it's time you contacted the Executive office at Capital One for that toy limit
but yea go for it I got approved for BCP with lower scores than you have since you got backdated you can do things anytime but you can get a extra 11 months or so if you wait til January
I agree with contacting the Exec. office of Cap1.
All of your stats look fine to get it it's all about whether you want to burn that INQ.
11-25-2012 02:36 PM
I haven't decided what I want to do about the Cap1 yet. With both of my current Amex cards reporting 1993 I really don't need it for history. If I got a decent limit on it I might keep it. That's tactic is worth considering as well. But the BCE would be backdated to 1993 as well wouldn't it, since that is my "Member since" date now.
Yes, it would also backdate to 1993.
11-25-2012 02:39 PM
11-25-2012 02:40 PM
11-25-2012 02:45 PM
11-25-2012 04:03 PM
11-25-2012 04:06 PM
I'm at work and we don't use government phones to call Amex.LOL I'll be off in a bit.
11-25-2012 04:13 PM - edited 11-25-2012 04:17 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO