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AMEX BCP Approval!

Contributor

AMEX BCP Approval!

Decided to apply for an Amex BCP about 3 days after my Ch. 7 BK fell off my report. I hit the submit button and got the "7-10 Day" message, I waited about 10 minutes and checked the application status was was approved, called in and found out my credit line was 10K!  Awesome I know!  However, it gets better, I thought I had an Amex gold card way back when I was young, like 18 young, and sure enough, the backdated my card to 1991, talk about helping my AAoA, sweet!  Finally, I also got my free Experian Fico score, which wasn't too bad, it was a 730. Glad to be back in the Amex family.

AMEX BCP $26,600 CSP $12,000 Pen Fed Plat Rewards $12,000 Citi Thank You Preferred $10,500 Chase Freedom $10,000
Delta CU $10,000 Cap 1 X 2 $7,500 AMEX TE $2,000
HSN $1,700 Kohls $1,000 BBRZ $700

Starting Score: EQ-592 TU-606
Current Score: EQ-728 TU-730
Goal Score: 725

Take the FICO Fitness Challenge

Message 1 of 14
13 REPLIES
Valued Contributor

Re: AMEX BCP Approval!

Congrats!!! Here's to continuing to rebuild and get your scores up high! Smiley Happy


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762
Message 2 of 14
Highlighted
Valued Member

Re: AMEX BCP Approval!

Congratulations!!!




Starting Score: 565
Current Score: 660
Goal Score: 780

Message 3 of 14
Regular Contributor

Re: AMEX BCP Approval!

Congrats! You could go for a charge card now and it would only be an SP if your denied!

Amex Everyday 6k || Chase Sapphire 5k || Buypower Card 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 5.5k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k || Chase Amazon 1k
Business: Chase ink cash 5k || AMEX Simply Cash 3.8k
Total CLs: 48.7k
Message 4 of 14
Regular Contributor

Re: AMEX BCP Approval!

Congrats!

 

Fico Scores: TU 700 (10/12/2016) EQ 729 (10/01/2016) EX 713 (10/01/16)

AMEX BCP $25,000 (opened 09/2012) - Citi TYP $12,000 (opened 12/2012) Chase Sapphire Preffered $6000 (opened 09/2012)
Message 5 of 14
Contributor

Re: AMEX BCP Approval!

I wondered about that, should I call them or apply online?

AMEX BCP $26,600 CSP $12,000 Pen Fed Plat Rewards $12,000 Citi Thank You Preferred $10,500 Chase Freedom $10,000
Delta CU $10,000 Cap 1 X 2 $7,500 AMEX TE $2,000
HSN $1,700 Kohls $1,000 BBRZ $700

Starting Score: EQ-592 TU-606
Current Score: EQ-728 TU-730
Goal Score: 725

Take the FICO Fitness Challenge

Message 6 of 14
Regular Contributor

Re: AMEX BCP Approval!

I applied online, no extra HP.

Amex Everyday 6k || Chase Sapphire 5k || Buypower Card 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 5.5k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k || Chase Amazon 1k
Business: Chase ink cash 5k || AMEX Simply Cash 3.8k
Total CLs: 48.7k
Message 7 of 14
Valued Contributor

Re: AMEX BCP Approval!

Very nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 8 of 14
Regular Contributor

Re: AMEX BCP Approval!

Congrats!! 

Message 9 of 14
Regular Contributor

Re: AMEX BCP Approval!

Good Stuff !!

That Amex Back Dating is going to really help your scores and futre applications for other cards.

 

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)
Message 10 of 14