AMEX CLI DECLINED AT 61 DAYS

[Anonymous]

Have Delta Gold Card and was turned down first time around for CLI increase. Suggestion that i need to do so i can get approved this time around. i carry a balance on the card make weekly payments on the acct. Thanks for all the help

[jamesdwi]

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@Anonymous wrote:

Have Delta Gold Card and was turned down first time around for CLI increase. Suggestion that i need to do so i can get approved this time around. i carry a balance on the card make weekly payments on the acct. Thanks for all the help

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keep doing what you are doing,  work on improving your credit score. Not everyone gets the 61 day CLI, but that doesn't mean you won't get it in 2 more months. 

[Anonymous]

I am at 90 days after my decline and close to my limit but going to make a big payment this week. just wondering if i should go for it

[jamesdwi]

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@Anonymous wrote:

I am at 90 days after my decline and close to my limit but going to make a big payment this week. just wondering if i should go for it

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note that AMEX will use thier last SP to determine the CLI approved,   what did your UTL look like a month ago if it was high you may want to wait a while and have a UTL report on your cards.   I was denied in October for my 6 month CLI, based on a report that they pulled in August. 

[Anonymous]

How can i tell when there last sp was. I have experian and not sure where to look

[ojefferyo]

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@Anonymous wrote:

How can i tell when there last sp was. I have experian and not sure where to look

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Its under the inquires section, towards the bottom it will say something along the lines of these are inquires that only you can see. Those are the soft pulls, usually alot of others soft pulls from promotional things too. Just look for Amex and the date will be next to it.

[taxi818]

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@ojefferyo wrote:

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@Anonymous wrote:

How can i tell when there last sp was. I have experian and not sure where to look

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Its under the inquires section, towards the bottom it will say something along the lines of these are inquires that only you can see. Those are the soft pulls, usually alot of others soft pulls from promotional things too. Just look for Amex and the date will be next to it.

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I don't think you can see the soft pulls on experian anymore. but to be correct. i will double check right now. i still have my discounted experian account.

[taxi818]

yes now you can only see the hard pulls on experian. looks like eq and transunions daily pullers are the only ones that let you see the soft pulls now. wth

[ojefferyo]

That's interesting, the paid one you can't see the soft pull but the free one you can. I just had to double check right now.

[taxi818]

how do you get the free one then??