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AMEX CLI Success

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gnay
Valued Member

AMEX CLI Success

BCE opened 7/2014 with $7000

Requested $21,000 at 61 day mark and got countered with $11,900

Few minutes ago, requested $25,000 and was instantly approved! First card with over 20K limit. Amex is great!

Message 1 of 13
12 REPLIES 12
taxi818
Super Contributor

Re: AMEX CLI Success


@gnay wrote:

BCE opened 7/2014 with $7000

Requested $21,000 at 61 day mark and got countered with $11,900

Few minutes ago, requested $25,000 and was instantly approved! First card with over 20K limit. Amex is great!


Congrats nice. I'm looking for 25k in May. Currently at 10.5.  Balance? Light usage? Heavy usage? 

Message 2 of 13
lg8302ch
Senior Contributor

Re: AMEX CLI Success

Congrats on your CLI success.

...should be in the app approval section though 😊

Message 3 of 13
baller4life
Super Contributor

Re: AMEX CLI Success

Nice!!! Another example of $25k not triggering a 4506-t request. It didn't for me either. Can't believe how many $24,999 and $24,500 cli requests I have seen cause of the mythical $25k being a big fat no no. Smiley Very Happy
Message 4 of 13
bigblue7722
Valued Contributor

Re: AMEX CLI Success


@baller4life wrote:
Nice!!! Another example of $25k not triggering a 4506-t request. It didn't for me either. Can't believe how many $24,999 and $24,500 cli requests I have seen cause of the mythical $25k being a big fat no no. Smiley Very Happy

Congrats op on the CL! I have no idea what to request for in aug when i can request my 3x again. There is no way amex will give me 45k

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 5 of 13
NRB525
Super Contributor

Re: AMEX CLI Success


@baller4life wrote:
Nice!!! Another example of $25k not triggering a 4506-t request. It didn't for me either. Can't believe how many $24,999 and $24,500 cli requests I have seen cause of the mythical $25k being a big fat no no. Smiley Very Happy

Congratulations to the OP!

 

I will be going for $27k in May for my next 3X. Seeing if they will ask for the 4506-T, but glad to share it with them.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 6 of 13
gdale6
Moderator Emeritus

Re: AMEX CLI Success


@gnay wrote:

BCE opened 7/2014 with $7000

Requested $21,000 at 61 day mark and got countered with $11,900

Few minutes ago, requested $25,000 and was instantly approved! First card with over 20K limit. Amex is great!


Emoticon-Thumbs Up.png

Message 7 of 13
gnay
Valued Member

Re: AMEX CLI Success

Wasn't aware of the 4506-T with requests over 25K. I thought asking for $35,700 was way too much for my spending! Heck, I was little overwhelmed with the 25K approval. Smiley Wink

Message 8 of 13
gnay
Valued Member

Re: AMEX CLI Success


@taxi818 wrote:

Congrats nice. I'm looking for 25k in May. Currently at 10.5.  Balance? Light usage? Heavy usage? 


 

Thanks! I always PIF and have kept it under 10% util on this card.

Message 9 of 13
uswala
Senior Contributor

Re: AMEX CLI Success

Congrats on the CLI!

Message 10 of 13
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