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AMEX Delta Gold Approval + New AMEX info?

New Contributor

AMEX Delta Gold Approval + New AMEX info?

Went ahead and pulled the trigger on the Gold Delta Card and am happy to say I am approved!

I applied through a delta portal because I had a 50K bonus mile offer there after 1000 spend in 3 months. 

I was approved, but had to call to get SL and APR.

 

The CSR told me that I had a "temporary" 1K SL but that when I get my card, I can immediately call for an increase. He said this was for security purposes. I have never seen anything about that on the forums and this is my first AMEX.

How legitimate is this? He said the previous policy was to wait two billing cycles and now you can request immediately. 

 

Also, last question: Can I app for a charge card on the same HP or will they pull again?

 

Thank you guys in adavance!

 

Update: Apped for PRG and was approved! This is a great day haha

(2/17/18)
Equifax: 677
TransUnion: 684
Experian: 688

CapOne Venture One 7k - QuickSilver 300 - Citi DC 1.2K - AMEX Delta Gold 1k - AMEX PRG NPSL - Discover It Student - 500 - Amazon Store 3K - American Eagle Store 1k -
Victoria Secret 750
Ulta Store - 750
AAoA 2 yr. 6 months

Message 1 of 9
8 REPLIES
Moderator

Re: AMEX Delta Gold Approval + New AMEX info?


wrote:

Went ahead and pulled the trigger on the Gold Delta Card and am happy to say I am approved!

I applied through a delta portal because I had a 50K bonus mile offer there after 1000 spend in 3 months. 

I was approved, but had to call to get SL and APR.

 

The CSR told me that I had a "temporary" 1K SL but that when I get my card, I can immediately call for an increase. He said this was for security purposes. I have never seen anything about that on the forums and this is my first AMEX.

How legitimate is this? He said the previous policy was to wait two billing cycles and now you can request immediately. 

 

Also, last question: Can I app for a charge card on the same HP or will they pull again?

 

Thank you guys in adavance!

 

Update: Apped for PRG and was approved! This is a great day haha


Congrats on the approvals.  That $1K isn’t temporary but your actual credit limit. You certainly can try to ask for an increase right away but given that you were given a low limit to start with, the chances of it being increased immediately aren’t great.  Has nothing to do with ‘security’.  Amex front line CSRs often give that spiel and many are misinformed.  I’d use the card often and try for a 3X CLI in 2 months.  Even then it may not be granted but worth the try.  I’d denied you can try again in 91 days.  Eventually the limit will grow but may take some time.  Good luck.

Message 2 of 9
New Contributor

Re: AMEX Delta Gold Approval + New AMEX info?

Thank you for the response.

I figured there was something off about the immediate request, but wanted to check around here first.

I agree, with a lower SL it will probably take some time but at this stage I will definitely take it.

 

(2/17/18)
Equifax: 677
TransUnion: 684
Experian: 688

CapOne Venture One 7k - QuickSilver 300 - Citi DC 1.2K - AMEX Delta Gold 1k - AMEX PRG NPSL - Discover It Student - 500 - Amazon Store 3K - American Eagle Store 1k -
Victoria Secret 750
Ulta Store - 750
AAoA 2 yr. 6 months

Message 3 of 9
Valued Contributor

Re: AMEX Delta Gold Approval + New AMEX info?

Congratulations on your two approvals!

FICO 08 Scores (Jan-18): TU 791, EQ 784, EX 785

Message 4 of 9
Regular Contributor

Re: AMEX Delta Gold Approval + New AMEX info?

Congrats on your approvals!

Credit Score: 820+

Income: $200K

Looking to add: Ritz-Carlton Rewards Card, Hilton Honors Aspire or The New Marriott Card

Personal CC's:


Business CC's:

Message 5 of 9
Regular Contributor

Re: AMEX Delta Gold Approval + New AMEX info?

Congrats! Yes just wait 61+ days. Just be patient a little bit. Smiley Happy

Rebuilding credit since July 2014 Ch7 BK discharge = Amex Platinum NSPL, Amex Everyday $4.2k - Blispay $5k - Citi Costco $5,5k - Discover $2.4k - NFCU GoRewards $1k - Walmart $6k -Capital QS $2,8k - Capital QS1 $1,8k - Victoria Secret $1.1k -Credit One $2.4k - Merrick Bank(CLOSED) - Paypal Credit Hidden Line $4,5k - Car Loan $10k - Student Loan $2k.
01/2018: Fico8 EX 707, TU 699, EQ 685.
02/2018: EX 713, TU 700, EQ695
Message 6 of 9
Valued Member

Re: AMEX Delta Gold Approval + New AMEX info?

Congrats on the approvals. I was approved last week with the same SL.
Starting Score: 550
Current Score: 630
Goal Score: 7000



May 2017: EQ 567; TU 552; EX 593
Feb 2018: EQ 625, TU 610, EX 630
Message 7 of 9
Community Leader
Super Contributor

Re: AMEX Delta Gold Approval + New AMEX info?

Enjoy your two new cards Smiley Happy

Please AMEX responsibly LolSmiley Happy
To obtain Credit One Kenobi status upon 0/24 is to Garden Harden!!
Message 8 of 9
New Contributor

Re: AMEX Delta Gold Approval + New AMEX info?

Thank you guys so much! It feels great to be in with Amex.

I see so much "lore" so to speak about how to use Amex. I suppose my concern is that I'll pushing spend through these to reach both SUBs, and I don't want to spook them.

While I know nobody knows for certain, I don't know if I should PIF before or after statements close for best results.

(2/17/18)
Equifax: 677
TransUnion: 684
Experian: 688

CapOne Venture One 7k - QuickSilver 300 - Citi DC 1.2K - AMEX Delta Gold 1k - AMEX PRG NPSL - Discover It Student - 500 - Amazon Store 3K - American Eagle Store 1k -
Victoria Secret 750
Ulta Store - 750
AAoA 2 yr. 6 months

Message 9 of 9