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AMEX ED 3x CLI on first day of having card!!!

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newhis
Valued Contributor

Re: AMEX ED 3x CLI on first day of having card!!!


@Creditobsessed12 wrote:
Wow big congrats! Do you have to wait till you receive the card to do this? Also what is the best course of action for CLI if you have two cards? My husband got approved for the ED for $2500 and the SPG for $1000. Which one should he request?

If that was my case, I'll ask ED to 7500, then in 180 days the ED for 22,500, then after 13 months with ED transfer some limit to SPG and in day 180 try 3X the SPG. They may increase the limit on the SPG before you transfer limit, so if they give a good increase just 3X the limit.

 

I got ED at 2K and asked for 6K after 2 weeks. In 180 days I'll ask for 18K. January 2016 apply for BCE, depending on the limit I'll just ask for 3X limit on BCE or transfer some limit from ED, then 3X. I want both cards over 15K by 03/16 (I need to work on my income too Smiley Happy )

Message 11 of 32
renclan
Regular Contributor

Re: AMEX ED 3x CLI on first day of having card!!!


@MarcinXP wrote:

Congrats and thanks for this post! I was waiting for 61 day CLI on my BCE which would have been 3/17, but decided to pull the trigger on the website thanks to you post. $8,500 > $25,500 instant with 706 score and about 12% utilization. AMEX is getting crazy easy to deal with, maybe they loosening some restrictions since they will be losing Costco portfolio and a whole lot of cash with it!

 

Update: Wife just pulled the trigger on her ED and got $5900 > $17,700! Good Day...too bad those cards never see more than $1500 a month and a PIF


How many inquiries do you have? I am nervous to pull the trigger because I opened a new credit account after my Amex.

Current FICO Scores: EQ 770, Trans 753, Exp 759
MyFICO Starting Scores/2015: EQ 677, Trans 695, Exp 674


Amex Blue Cash $21,500. Amex Everyday $11,300. Citi Double Cash $14,050. Cap One Quicksilver 11,800. Discover It $27,800. Chase Slate $5200. Chase Sapphire $10,000. Care Credit $2800. Wells Fargo $1500. Vic Sec $5380. Kohl's $2500. Old Navy $7500. Macy's $7000. Walmart $7500.
Message 12 of 32
MarcinXP
Frequent Contributor

Re: AMEX ED 3x CLI on first day of having card!!!

6 on EX, 8 EQ and 7 TU in last 6 months
NFCU Visa Sig $30k / Amex Blue Cash $25.5k / Fidelity Amex $25k / Chase Freedom $14.5k / Citi Double Cash $5k / Capital One Quicksilver Visa Sig $5k / Citi Best Buy MC $3K / Barclay Rewards MC $2.95k / BOA - BBR $2.5k / SY Lowes $15k / SY Amazon $6k / Target RedCard - $300
Message 13 of 32
uswala
Senior Contributor

Re: AMEX ED 3x CLI on first day of having card!!!

Congrats!


@Anonymous wrote:

Stoked! So i was just approved for my very first CC, by AMEX no less, just last Friday. I just received my ED & BCE cards in the mail. I was originally approved for a CL of $3,500 on my ED CC. Today i called to ask for a CLI. The rep asked me of what amount, I replied with the amount of $7,000, equal to 3x, and was instantly approved in seconds! Bringing my CL to $10,500!!!

 

My BCE was approved for $9,900 originally so I feel no need or greed to ask for a CLI on it...yet...

 

I am def feeling the love from AMEX lol


 

Message 14 of 32
Anonymous
Not applicable

Re: AMEX ED 3x CLI on first day of having card!!!

Congratulations!

Message 15 of 32
Anonymous
Not applicable

Re: AMEX ED 3x CLI on first day of having card!!!

Thanks!
Message 16 of 32
Anonymous
Not applicable

Re: AMEX ED 3x CLI on first day of having card!!!

I'm nervous! I got mine on Feb 7th. Ran about $400 through the card. Current balance $48. Should I request or not? Or should I wait!?!?!
Message 17 of 32
Anonymous
Not applicable

Re: AMEX ED 3x CLI on first day of having card!!!


@Anonymous wrote:
I'm nervous! I got mine on Feb 7th. Ran about $400 through the card. Current balance $48. Should I request or not? Or should I wait!?!?!

I got my 3x CLI recently with a $300 balance on the card, so I say go for it!

Message 18 of 32
Anonymous
Not applicable

Re: AMEX ED 3x CLI on first day of having card!!!

Okay. I'm gonna try in a few. If I get declined I can try when again?
Message 19 of 32
Anonymous
Not applicable

Re: AMEX ED 3x CLI on first day of having card!!!

Omg it got approved! Went from $2.5k to $7.5k!!! Had the card about 2-3 weeks and ran $400 through it Smiley Happy so happy!

Message 20 of 32
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