AMEX Everyday and Discover IT approved!

[Anonymous]

On a whim and a "meh, eff it. Let's just see," I decided to go for the Amex Everyday. After a spinning wheel and a "provide more info" and "check off your assets," I was approved! Only $1000 limit, but I'm in. Then I said, "hey, why not Discover, too?" Any got that as well! $1600 limit. Clearly, these aren't that awesome limit wise, but I'm not too upset and kind of excited to be in the Amex family.

Two scores in the 630-range, one at 605. I have Cap1 Quicksilvers close to capacity and an income of $95k. 

I am waiting the 30 days from Chase on the Freedom.

Happy to be moving along in my credit process.

[kidink1911]

Congratulations on your double approvals!! 

Chase Sapphire Preferred- BOA Travel Rewards- Cap One QS MC- Barclay JetBlue MC- Barclay Apple Rewards- Synchrony Walmart MC- BP Gas

[Anonymous]

Congrats. Those are some very nice approvals with scores in the low 600's. Are those real FICO scores or scores from CK?

Only asking cuz I didn't think either Amex pen discover would approve with scores in the low 600's. I would have thought 650 or above minimum.

You should be very happy. The limits will raise with time and good history. Both cards are good ones. (Especially Discover!!!) Congrats again!

[Anonymous]

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@Anonymous wrote:
Congrats. Those are some very nice approvals with scores in the low 600's. Are those real FICO scores or scores from CK?

Only asking cuz I didn't think either Amex pen discover would approve with scores in the low 600's. I would have thought 650 or above minimum.

You should be very happy. The limits will raise with time and good history. Both cards are good ones. (Especially Discover!!!) Congrats again!

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Thanks! Those are my actual FICO scores from MyFICO. My CK scores are 656+ (last I checked late last week). 

I am happy and surprised to be onboard with both banks. And, you're right, I'm not going to sweat the limits. I will use them and pay them faithfully and ride it out. My Cap1 limits are $1750 and $2k. I have a USBank Secured Visa at $300 that I only use to pay Netflix. That was my first card when I started rebulidng a couple years ago. I tihnk I've made some decent progress. I'm not where I'd hoped to be by now, but I'm certainly not where I was.

Thanks again!

[Aduke1122]

Congrats on two really great approvals

[Blackswizz750]

Congrats on both as they can be hard to crack. I have Disco and I use it an pay in full. I will try amex once I get my stuff aging a bit anc clean up my EX report. Its cool you in both.  Read up on the Disco and Amex guides on here and your limits will grow.

[Anonymous]

Congrats on both cards. I don't have AmEx. But I do have Discover. And  you have a great card there. Great perks and benefits. Amazing customer service reps. Also, make sure to look into Discover Deals. I've saved quite a bit of money using the Discover Deals shopping portal. 

Enjoy!

[Anonymous]

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@Anonymous wrote:

On a whim and a "meh, eff it. Let's just see," I decided to go for the Amex Everyday. After a spinning wheel and a "provide more info" and "check off your assets," I was approved! Only $1000 limit, but I'm in. Then I said, "hey, why not Discover, too?" Any got that as well! $1600 limit. Clearly, these aren't that awesome limit wise, but I'm not too upset and kind of excited to be in the Amex family.

Two scores in the 630-range, one at 605. I have Cap1 Quicksilvers close to capacity and an income of $95k. 

I am waiting the 30 days from Chase on the Freedom.

Happy to be moving along in my credit process.

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Congratulations on your approvals. Sometimes risks pay off.

[Anonymous]

Congrats! Both cards have the opportunity to grow quickly.

[GetMeSlick]

Both are nice cards. grats op.