AMEX Everyday

[Tomgon1981]

Logged in to check my CK this morning my TU stayed the same 641 my EQ went up to 640 under their recommendations for CC they say I have a good chance at getting the amex everyday CC I know I shouldn't believe CK but I would love to get in with amex what's my chances the scores from MY FICO are 638 across all 3 agencies I have quite a few inquiries and a few baddies any help would be appreciated

[Anonymous]

I wouldn't try Amex until your EX score is above 660 personally, that's what I've seen personally from people's threads on here.

[Shelly13]

I was approved for the AMEX Everday with a EX score of 658.  I have C/Os and 1 paid collection and 1 unpaid. 2 INQ.  I just go the card a couple weeks ago.  Before that I was in the garden for a year to work on the credit I was given.

There is a slim chance you could be approved possibly for $500.00 - 1,000.  However, the higher the score the better your chances.  I can't suggest to you which direction to go in because honestly it could go eithier way for you..

*Edit

Your may want to wait a couple more months because your scores may be higher.  I thought you said 648, I didn't relize it was 638.

[Tomgon1981]

Thanks with my inquiries and my baddies I feel I'll get denied I might wait till next year when my inquiries go down and hopefully my score goes up some

[Shelly13]

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@Tomgon1981 wrote:
Thanks with my inquiries and my baddies I feel I'll get denied I might wait till next year when my inquiries go down and hopefully my score goes up some

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Usually, the gut instinct is best to listen too.  Like I said I waited a year..and there isn't anytihng wrong with that.  That's what I did.  Although, I ended up disappearing from myfico because I wanted to get away from the "app itch"

[Tomgon1981]

Yeah it is tempting when you see everyone else on here getting approval with similar situations as your own

[Anonymous]

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@Anonymous wrote:
I wouldn't try Amex until your EX score is above 660 personally, that's what I've seen personally from people's threads on here.

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+1

[Shelly13]

If it makes you feel better, I honestly can't even apply for anything else for another year or so when all my crap finally falls off.  I mean I could apply but I'm picky about the cards I would like to obtain.

[Tomgon1981]

My gut has been telling me NO NO NO but I did it anyways went to AMEX website filled out info on amex everyday hit submit bam APROVED OMG I CANT BELIEVE IT!!!! it says no annual fee 0℅ intro APR on purchase and BT for 15 months now what do I do next???? How do I find out my limit

[Anonymous]

They should send you an email shortly letting you setup your online account. The CL will be included in there. All else fails, calling their 1-800 # should yield a result.

Congrats!