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AMEX Gold Card Approval - 2 down, 1 to go

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jahsoul357
Valued Member
‎03-01-2014 07:08 AM
‎03-01-2014 07:08 AM

AMEX Gold Card Approval - 2 down, 1 to go

After getting instantly declined for a Green Card in January, with First Premier being removed from my Experian today, I took a leap of faith and applied for the Gold Card and was instanly approved. I was nervous because I really didn't have a clue if I would be approved because I still have 3 baddies on my credit.

 

1 - Shell/Citibank Gas Card that went 30 and 60 days late once in 2010 but was caught up and closed in 2013 in good standing

2 - Alaska USA Repo/Charge off (unpaid) from 6 years ago that falls off next Feb

3 - Ironically, 30/60/90 day lates from AMEX when I lost my job in 2013 with the last late being in 2013.

 

But now that I'm back on the team, after a year, I will try to goodwill the crap out of em...lol. Well, wait for FPB to fall off my Tranunion and then it is on to the last one.

AMEX PRG || AMEX EDP || Discover IT || UFCU Great Rate
Message 1 of 15
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14 REPLIES 14
yudeology101
Senior Contributor
‎03-01-2014 07:15 AM
‎03-01-2014 07:15 AM

Re: AMEX Gold Card Approval - 2 down, 1 to go

Nice job on your progress, Congrats on your AMEX approval! 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 2 of 15
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gdale6
Moderator Emeritus
‎03-01-2014 10:54 AM
‎03-01-2014 10:54 AM

Re: AMEX Gold Card Approval - 2 down, 1 to go

Congrats on your new AMEX Smiley Happy

Message 3 of 15
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alvon123
Super Contributor
‎03-01-2014 11:07 AM
‎03-01-2014 11:07 AM

Re: AMEX Gold Card Approval - 2 down, 1 to go

wow!! great job!!


Message 4 of 15
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sdwalt
Regular Contributor
‎03-01-2014 03:13 PM
‎03-01-2014 03:13 PM

Re: AMEX Gold Card Approval - 2 down, 1 to go

Nice job!!

Message 5 of 15
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asphaltcowboy
Valued Contributor
‎03-01-2014 05:34 PM
‎03-01-2014 05:34 PM

Re: AMEX Gold Card Approval - 2 down, 1 to go

Congrat on the new Amex approval

Best of luck to you!


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 6 of 15
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bobbay
Established Contributor
‎03-01-2014 05:53 PM
‎03-01-2014 05:53 PM

Re: AMEX Gold Card Approval - 2 down, 1 to go

Nice job.  Congrats

Current Score: EX 712 4/28/15, TU 713 4/14/14 lender pull, EQ 723 9/16/15, 740 EQ bankcard 8 6/1/15 lender pull
Last app 03/12/17

Message 7 of 15
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-Wade-
Valued Contributor
‎03-02-2014 02:35 PM
‎03-02-2014 02:35 PM

Re: AMEX Gold Card Approval - 2 down, 1 to go

@jahsoul357 wrote:

After getting instantly declined for a Green Card in January, with First Premier being removed from my Experian today, I took a leap of faith and applied for the Gold Card and was instanly approved. I was nervous because I really didn't have a clue if I would be approved because I still have 3 baddies on my credit.

 

1 - Shell/Citibank Gas Card that went 30 and 60 days late once in 2010 but was caught up and closed in 2013 in good standing

2 - Alaska USA Repo/Charge off (unpaid) from 6 years ago that falls off next Feb

3 - Ironically, 30/60/90 day lates from AMEX when I lost my job in 2013 with the last late being in 2013.

 

But now that I'm back on the team, after a year, I will try to goodwill the crap out of em...lol. Well, wait for FPB to fall off my Tranunion and then it is on to the last one.

Congrats on your approval Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
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CreditRookie22
Contributor
‎03-02-2014 06:01 PM
‎03-02-2014 06:01 PM

Re: AMEX Gold Card Approval - 2 down, 1 to go

Do u think fpb was causing a problem with your amex approval. I'm hoping to apply for amex this December. Do u think I'll be denied??
Message 9 of 15
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CreditRookie22
Contributor
‎03-02-2014 06:03 PM
‎03-02-2014 06:03 PM

Re: AMEX Gold Card Approval - 2 down, 1 to go

This December, I'll have fpb for 1.5 yrs.
Message 10 of 15
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