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AMEX SPG Instant Approval

Frequent Contributor

AMEX SPG Instant Approval

Finally the card that I have wanted. Had a pre-approval 2 months ago, and apped prematurely since I had already been approved for a few cards that month, they told me I had to wait 90 days. I waited and my pre-qualified offer turned into "applying to expand...", so I waited and after my score took a nice jump, I looked again and I was again pre-qualified. So, I applied yesterday and instant approval. It didn't show my SL, so called this morning and had hoped that the limit would be higher so that I could start putting some spend towards the $3K for the 25K SUB, but my SL was only $1,300. That's ok, it's $300 higher than the other cards I have been approved for with them and I will use and pay, use and pay so that I can get the SUB within the next few months.

Message 1 of 12
11 REPLIES
Valued Member

Re: AMEX SPG Instant Approval

Congrats on getting the card you wanted!
FICO 8 Scores 4/1/2018: 694 EX 714 EQ 740 TU

WF Cash Wise $12,500 PenFed Power Cash $9,500 BOA $4900 HSBC Cash Rewards $2750 Discover It $800 Maurices $500
Message 2 of 12
Frequent Contributor

Re: AMEX SPG Instant Approval

Thank you!

Message 3 of 12
Valued Contributor

Re: AMEX SPG Instant Approval

Congratulatons on your approval!!

AmexPlat (NPSL 35K) Chase CSP (25k) BofA BBR (18.8k) Amex BCP(18k) BofA CR Siggy (15k) NFCU CLOC (15K) Lowes (15K) NFCU VS Cash (15K) Care Credit (12k) Venture WMC (10.25k) Hilton Honors Ascend (10K) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Pier 1(9.5k) Discover(9k) Chase FU (7.4k) J Crew( 6.9k) Fidelity® Rewards Visa Signature® Card (6500) Citi Diamond (6k) PenFed PCR (5K) Kohls (3k) Mortgage May 2017 - 2 Penfed auto loans May 2017

FICO 8 Scores EX 697(19) EQ 677(22)TU 713(23) AAOA 2.9yrs TCL=272,350
Message 4 of 12
Established Member

Re: AMEX SPG Instant Approval

Congrats

4-2018 / Fico 8 EX 780 , EQ 775 , TR 777
Amex ED 22k , CSP 17k , Discover iT 12k , BofA 4k
Message 5 of 12
Senior Contributor

Re: AMEX SPG Instant Approval

Congrats on your new card!

FICO 08 Scores (Mar-18): TU 796, EQ 798, EX 789

Message 6 of 12
Valued Contributor

Re: AMEX SPG Instant Approval

Congratulations on getting the Amex approval you wanted

State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (1,700) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (3/14/18): 690 Transunion, 650 Equifax, 687 Experian
Message 7 of 12
Regular Contributor

Re: AMEX SPG Instant Approval

Congrats! I just got that card myself last month. So far so good!

Scores TU 716 EQ 701 EX 705
FAKO TU 724 EQ 720 EX 718
Inquiries 8-10 across. 5-8 recent
UTI 18% AAoA 3.5
No baddies
Total CL $73000
Goal 2018 $75000 (via soft pull CLI’s)

Message 8 of 12
Established Contributor

Re: AMEX SPG Instant Approval

Congrats
Message 9 of 12
New Contributor

Re: AMEX SPG Instant Approval

Very nice! If you're feeling up for a chat session get online or on the phone and tell them you saw a 30k SUB from another browser (I actually have seen it with the incognito window) and get yourself a 5k bump. Smiley Happy

 

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Starting scores: 5/15 - EQ: 546 | TU: 580 | EX: 554
Current scores: 4/18 - EQ: 715 | TU: 723 | EX: 729
Message 10 of 12