AMEX is strange. They denied me twice at 6 and 6.5 years post BK. My CR post BK has been flawless and I always maintained a low utility. I was finally approved at 8 years, with a good SL and they just gave me a nice CLI.
BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)
Experian 835 Transunion 828-- August 2018
