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AMEX!! ;)

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Anonymous
Not applicable
‎03-07-2017 04:17 PM
‎03-07-2017 04:17 PM

AMEX!! ;)

So I was casually browsing the Amex site when I tried out the prequalified offers. To my surprise I was prequalified and ultimately decided to take the inquiry since I have zero on EX. I figured what the heck.

I was approved for 1000 for the BCE. The spinner was taking forever so I was assuming a big fat no. I'm still shocked even though I know I barely got in.

My EX score is 636 with 2% UTL. I currently have VS at 500 and secured discover 500. I have collections from 2014 but they've been paid. I'm so excited to be in with some better banks. I can't believe I took the chance on Amex with my score.
Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable
‎03-07-2017 04:48 PM
‎03-07-2017 04:48 PM

Re: AMEX!! ;)

I can't believe you took the chance either, but it paid off! It may be on the low end, but your foot is in the door and as long you do good by them, they'll do good by you. Congratulations!!
Message 2 of 18
AverageJoesCredit
Legendary Contributor
‎03-07-2017 06:00 PM
‎03-07-2017 06:00 PM

Re: AMEX!! ;)

Wow, that gamble played out huge for ya! Nice going , enjoy your new cardSmiley Happy
Message 3 of 18
Anonymous
Not applicable
‎03-07-2017 06:07 PM
‎03-07-2017 06:07 PM

Re: AMEX!! ;)

Congrats on a great card!
Message 4 of 18
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nupey10
Regular Contributor
‎03-07-2017 08:04 PM
‎03-07-2017 08:04 PM

Re: AMEX!! ;)

Congrats.  I'm going to try my luck with them at the end of the month

Message 5 of 18
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kidink1911
Established Contributor
‎03-07-2017 08:12 PM
‎03-07-2017 08:12 PM

Re: AMEX!! ;)

Congratulations on your AMEX approval!!

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500
Message 6 of 18
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fritscher
Regular Contributor
‎03-10-2017 06:43 PM
‎03-10-2017 06:43 PM

Re: AMEX!! ;)

congratulations!!!I love my Amex everyday..you are doing well ..just keep moving forward

Message 7 of 18
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Anonymous
Not applicable
‎03-11-2017 05:12 PM
‎03-11-2017 05:12 PM

Re: AMEX!! ;)

Congrats on your approval. Good start with Amex
Message 8 of 18
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NICKI183
Established Contributor
‎03-11-2017 08:19 PM
‎03-11-2017 08:19 PM

Re: AMEX!! ;)

Great job scoring a card in the AMEX family.  I hope one day to be successful, but know with my credit I have  LONG way to go.  Good luck!

Starting Score: 555/567/570- Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goa 750l: UPDATE 2021 (TU) 623, (EQ) 584, (EXP) 598 Current VISA-MC-Amex Credit Cards |NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured Merrick-$1,900ll Amex Delta Sky Miles- $1k
, |Nordstrom-$2100|Neiman Marcus-$700|Credit One Bank $850/$500 / Capital One Journey $700/ Capital One Quicksilver One $1650/Target $600/KohlsStore $300/Personal Loans $14k
Garden Until 2/2022 removing all 18 collection baddies and decrease UTILto less than 5%
Message 9 of 18
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Anonymous
Not applicable
‎03-13-2017 09:03 AM
‎03-13-2017 09:03 AM

Re: AMEX!! ;)

I wonder if they are doing some kind of drive and lowered their requirements?

I'm new at building credit, just started a few months ago, and my AAOC is very young.   On Credit Karma, nearly all recomendations show up as Poor or Fair Approval Odds.  I was surprised to see Blue Cash Everyday show as Very Good Approval odds.  I thought I would give it a shot after being denied several times by AMEX, and was amazed that they finally approved me. 

Message 10 of 18
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