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New Contributor
Posts: 73
Registered: ‎12-28-2016

AMEX!! ;)

So I was casually browsing the Amex site when I tried out the prequalified offers. To my surprise I was prequalified and ultimately decided to take the inquiry since I have zero on EX. I figured what the heck.

I was approved for 1000 for the BCE. The spinner was taking forever so I was assuming a big fat no. I'm still shocked even though I know I barely got in.

My EX score is 636 with 2% UTL. I currently have VS at 500 and secured discover 500. I have collections from 2014 but they've been paid. I'm so excited to be in with some better banks. I can't believe I took the chance on Amex with my score.

January 2017: EX 624...March 2017: EX 654
Chase Sapphire Preferred $5000 AMEX BCE $1000 Discover Secured $500 Victoria Secret $500
New Contributor
Posts: 74
Registered: ‎12-08-2015

Re: AMEX!! ;)

I can't believe you took the chance either, but it paid off! It may be on the low end, but your foot is in the door and as long you do good by them, they'll do good by you. Congratulations!!
Senior Contributor
Posts: 4,878
Registered: ‎04-23-2016

Re: AMEX!! ;)

Wow, that gamble played out huge for ya! Nice going , enjoy your new cardSmiley Happy
Valued Contributor
Posts: 2,041
Registered: ‎06-19-2016

Re: AMEX!! ;)

Congrats on a great card!
My Cards:
American Express PRG-American Express BCE-Chase United Mileage Explorer-Chase Amazon
New Contributor
Posts: 72
Registered: ‎09-26-2008

Re: AMEX!! ;)

Congrats.  I'm going to try my luck with them at the end of the month

Frequent Contributor
Posts: 430
Registered: ‎06-06-2016

Re: AMEX!! ;)

Congratulations on your AMEX approval!!

AMEX Platinum Card- NPSL // AMEX Green Card- NPSL // Bank of America Travel Rewards- $8,000 // Chase Sapphire Preferred- $8,000 // AMEX Delta Skymile Rewards- $5,000 // Venture One- $3.550 // Barclays JetBlue MC- $3,000 // Synchrony Walmart MC- $2,400 // Barclays Apple Rewards- $2,000 // AMEX BCE- $1,000 // BP Gas- $600
Posts: 88
Registered: ‎01-10-2017

Re: AMEX!! ;)

congratulations!!!I love my Amex are doing well ..just keep moving forward

Established Contributor
Posts: 700
Registered: ‎03-01-2016

Re: AMEX!! ;)

Congrats on your approval. Good start with Amex

State Farm Rewards (3,000) ~ Marvel MC (1,500) ~ PenFed Power Cash (5,000) ~ PenFed Promise (6,000) ~ PenFed OLOC (500) ~ Discover ($1,000) ~ Citi DC (1,700) ~ NFCU Platinum (1,700) ~ NFCU CLOC (3,000)~ QuickSilver Visa (10,300) ~ DCU Visa (5,000) ~ Chase Freedom Unlimited (3,000)~ Amex Hilton Honors (5,000) ~ Care Credit (12,000)
Current Scores (4/6/17): 672 Transunion, 663Equifax, 649 Experian
gardening since 3/6/17
Established Contributor
Posts: 521
Registered: ‎02-29-2008

Re: AMEX!! ;)

Great job scoring a card in the AMEX family.  I hope one day to be successful, but know with my credit I have  LONG way to go.  Good luck!

Starting Score: 555/567/570- Oct-2015: Nov-2016 (TU)643 (EQ) 603, (EX) 630-Goal:700; Current Cards|NFCU-cashreward-$2k|VS-$1,700|J.Crew-$2,300|Eddie B-$1,500|Loft-$1,250|The Limited-$1,550|Buckle-$1,300|Target-$500|Gander Mountain-$500|Express-$1,300|King Size-$1,450|Modell's-$900|Amazon-$1,000|Nordstrom-$1,750|Overstock -$650|Walmart-$600|Old Navy-$200|Lane Bryant-$700|Amex USAA-secured $550|Cap J-$700|Cap Prem-$1,650|BOA-$1,500.00|Merrick-$1,700|HSN-$3,300|Pottery Barn-$1,500| West Elm-$1,500|William Sonoma-$1,750|Neiman Marcus-$700|
Garden Until 05/01/17 removing last 4-baddies/decrease UTIL
New Member
Posts: 1
Registered: ‎11-20-2016

Re: AMEX!! ;)

I wonder if they are doing some kind of drive and lowered their requirements?

I'm new at building credit, just started a few months ago, and my AAOC is very young.   On Credit Karma, nearly all recomendations show up as Poor or Fair Approval Odds.  I was surprised to see Blue Cash Everyday show as Very Good Approval odds.  I thought I would give it a shot after being denied several times by AMEX, and was amazed that they finally approved me. 

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