Congratulations!! I started out with a $1,000 CLI Amex Everyday. I just got my first 3x CLI to $3,000. As long as you treat it right, you will be rewarded. I can't wait for my next 3x CLI.
I just wish I didn't feel so paranoid with Amex haha. All the stories of not to use it
Well, of course use it!
However, remember two simple rules:
1. NEVER depend on American Express CC, especially when you travel
2. ALWAYS cary some other brand CC as back up.
And you will be fine......
(Advice from somebody, who is on Amex extreme black list for last 18 years, but still have valid Amex card.) ;-)
So I was casually browsing the Amex site when I tried out the prequalified offers. To my surprise I was prequalified and ultimately decided to take the inquiry since I have zero on EX. I figured what the heck.
I was approved for 1000 for the BCE. The spinner was taking forever so I was assuming a big fat no. I'm still shocked even though I know I barely got in.
My EX score is 636 with 2% UTL. I currently have VS at 500 and secured discover 500. I have collections from 2014 but they've been paid. I'm so excited to be in with some better banks. I can't believe I took the chance on Amex with my score.
Congratulations! At least they didn't start you out at $500...
I am happy for you. When DW got her BCP 15K limit we were in for shock. We were looking for $5K to 10K. Because of the limit we don't have worry about utilz so it gets used places where either Cap 1 QS or Citi DC would do better. .
Congratulations and welcome to the AMEX family!