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APPROVED, but now what?!

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nomionekanobe
Established Member

APPROVED, but now what?!

On August 21 I called in to Comenity after receiving letters to verify info for the following cards

 

VS

Pier 1

HSN

Carson's

 

I verified and was instantly approved for all. Since then, anytime I call to get a balance, or try the CLI trick, it sends me to a rep. I asked why and had to go through a seperate verification process, but it still happens. I can't even add an authorized user. i can use the cards, pay them, just nothing else. Any idea why? or what I can do?

 

 

Thanks in advance, I am really looking forward to growing with these cards, as they have my lowest limits out of all of my cards.

Kohls 300 * Fingerhut/WebBank 1,800 *DiscoverIT Secured 200 *NFCU CashRewards 7,000 *Capital One 5,300 *Gettington 1,500 *HSN 750 *76 500 *West Elm 500 *Kohls 300 *Old Navy 3,500 *Evine Live 1,000 *VS 750 *Tj Maxx 250 *Express 500 *JcPenney 500 *Carson's 500 *Lowe's 5,000 *Walmart 3,500 *Pier1 500 *Jared 2,000 *Kay 2,000 *NFCU CLOC 15,000 *NFCU Mortgage 103,000 15yr conventional 3.9%. Started with a secured discover card on 10/2014 and a score of 498
Message 1 of 10
9 REPLIES 9
pizza1
Community Leader
Super Contributor

Re: APPROVED, but now what?!


@nomionekanobe wrote:

On August 21 I called in to Comenity after receiving letters to verify info for the following cards

 

VS

Pier 1

HSN

Carson's

 

I verified and was instantly approved for all. Since then, anytime I call to get a balance, or try the CLI trick, it sends me to a rep. I asked why and had to go through a seperate verification process, but it still happens. I can't even add an authorized user. i can use the cards, pay them, just nothing else. Any idea why? or what I can do?

 

 

Thanks in advance, I am really looking forward to growing with these cards, as they have my lowest limits out of all of my cards.


it means you havent had your cards long enough for an CLI yet. Especially VS, thats 5-9 months typically. The others...wait at least 31 days then try, if you dont get it then, wait 4 months. 

 

Congrats on your approvals!

Message 2 of 10
nomionekanobe
Established Member

Re: APPROVED, but now what?!

Is it normal to not be able to do anything??

Kohls 300 * Fingerhut/WebBank 1,800 *DiscoverIT Secured 200 *NFCU CashRewards 7,000 *Capital One 5,300 *Gettington 1,500 *HSN 750 *76 500 *West Elm 500 *Kohls 300 *Old Navy 3,500 *Evine Live 1,000 *VS 750 *Tj Maxx 250 *Express 500 *JcPenney 500 *Carson's 500 *Lowe's 5,000 *Walmart 3,500 *Pier1 500 *Jared 2,000 *Kay 2,000 *NFCU CLOC 15,000 *NFCU Mortgage 103,000 15yr conventional 3.9%. Started with a secured discover card on 10/2014 and a score of 498
Message 3 of 10
pizza1
Community Leader
Super Contributor

Re: APPROVED, but now what?!


@nomionekanobe wrote:

Is it normal to not be able to do anything??


what do you mean? 

Message 4 of 10
nomionekanobe
Established Member

Re: APPROVED, but now what?!

I can charge on the cards, and pay my bill, but cannot add an AU, update anything, or get a virtual card on the mobile app. On the phone even to check my balance requires I speak to someone. 

Kohls 300 * Fingerhut/WebBank 1,800 *DiscoverIT Secured 200 *NFCU CashRewards 7,000 *Capital One 5,300 *Gettington 1,500 *HSN 750 *76 500 *West Elm 500 *Kohls 300 *Old Navy 3,500 *Evine Live 1,000 *VS 750 *Tj Maxx 250 *Express 500 *JcPenney 500 *Carson's 500 *Lowe's 5,000 *Walmart 3,500 *Pier1 500 *Jared 2,000 *Kay 2,000 *NFCU CLOC 15,000 *NFCU Mortgage 103,000 15yr conventional 3.9%. Started with a secured discover card on 10/2014 and a score of 498
Message 5 of 10
Anonymous
Not applicable

Re: APPROVED, but now what?!


@nomionekanobe wrote:

I can charge on the cards, and pay my bill, but cannot add an AU, update anything, or get a virtual card on the mobile app. On the phone even to check my balance requires I speak to someone. 


Have you asked the phone rep if there's some kind of flag on your account?  

Message 6 of 10
nomionekanobe
Established Member

Re: APPROVED, but now what?!

yes, and there was, then it was removed, per the rep, and when I called a week later it showed no flags, yet still doing the same.

Kohls 300 * Fingerhut/WebBank 1,800 *DiscoverIT Secured 200 *NFCU CashRewards 7,000 *Capital One 5,300 *Gettington 1,500 *HSN 750 *76 500 *West Elm 500 *Kohls 300 *Old Navy 3,500 *Evine Live 1,000 *VS 750 *Tj Maxx 250 *Express 500 *JcPenney 500 *Carson's 500 *Lowe's 5,000 *Walmart 3,500 *Pier1 500 *Jared 2,000 *Kay 2,000 *NFCU CLOC 15,000 *NFCU Mortgage 103,000 15yr conventional 3.9%. Started with a secured discover card on 10/2014 and a score of 498
Message 7 of 10
Anonymous
Not applicable

Re: APPROVED, but now what?!


@nomionekanobe wrote:

yes, and there was, then it was removed, per the rep, and when I called a week later it showed no flags, yet still doing the same.


Very weird.  

Message 8 of 10
9CLINE
Valued Contributor

Re: APPROVED, but now what?!

Congrats on approvals..........

Message 9 of 10
Anonymous
Not applicable

Re: APPROVED, but now what?!

GL! 

Message 10 of 10
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