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Account Spree

Valued Member

Account Spree

Im officially gardening after a 16 account spree.
2 cars
2 motorcycles
MSFCU. VISA 10K
LTCU VISA 20K
SAKS 1500
USAA AMEX 8K
USAA SIGVISA 8K
DISCOVER(secured) 2.5k
Capone 500
Delta Amex(pending)
Neiman (decline)
Sams (decline)
Qvc (pending)
NFCU (pending)

Starting Score: TU:636 EQ:592
Current Score: TU:709 EQ:637 EX:706 (PSECU)
Goal Score: TU:790EQ:760 EX: 774

Take the FICO Fitness Challenge
Message 1 of 15
14 REPLIES
Valued Member

Re: Account Spree

Until I figure out how to change my siggy and put my seedling in place...heres my info
Starting Score : TU: 755 Ex: 773 (both fico8) Eq:686Fako
In the garden for a minimum 12 mo
maybe I will shoot for a mortgage if tge houses drop. Praying for no AA.
Starting Score: TU:636 EQ:592
Current Score: TU:709 EQ:637 EX:706 (PSECU)
Goal Score: TU:790EQ:760 EX: 774

Take the FICO Fitness Challenge
Message 2 of 15
Established Contributor

Re: Account Spree


@RammaCredit wrote:
Until I figure out how to change my siggy and put my seedling in place...heres my info
Starting Score : TU: 755 Ex: 773 (both fico8) Eq:686Fako
In the garden for a minimum 12 mo
maybe I will shoot for a mortgage if tge houses drop. Praying for no AA.

Did you space out your app req's and if so how far apart? 16 Is very major IMO...

Gardening 2020-2021
Total CL 113k+ UTIL 0.01% Uber Visa, DoubleCash, Quicksilver, Discover IT, Freedom Ulimited, Blue Cash, Premier Rewards GOLD
Message 3 of 15
Valued Member

Re: Account Spree

All cc were 2 days apart autos were same day.
Starting Score: TU:636 EQ:592
Current Score: TU:709 EQ:637 EX:706 (PSECU)
Goal Score: TU:790EQ:760 EX: 774

Take the FICO Fitness Challenge
Message 4 of 15
Established Contributor

Re: Account Spree

Congrats...

 

Hope your AAOA was solid.

 

I would chill on the app button for 12 months. 

Amex PRG NPSL I Chase Marriott $15k I Venture $15.3k I Amex BCE $10K I Chase IHG $5.6k l Amazon $6k l Chase Hyatt 18k l Barclays $1.4k Venture $13k l Discover it $4.1k l Express Next $3.1k l Amex EverDay $15K l CrePPC One $2.2k l Cabelas 1k Wayfair $12.1k I Walmart $8k l SG $6.8k l Target $3000 PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 657

Anything worth fighting for is worth fighting dirty for.
Message 5 of 15
Valued Member

Re: Account Spree

Thanks. I am definitely going to garden. When I come out I should be hitting the 800 club. 😁
Starting Score: TU:636 EQ:592
Current Score: TU:709 EQ:637 EX:706 (PSECU)
Goal Score: TU:790EQ:760 EX: 774

Take the FICO Fitness Challenge
Message 6 of 15
Moderator

Re: Account Spree


@RammaCredit wrote:
Until I figure out how to change my siggy and put my seedling in place...heres my info
Starting Score : TU: 755 Ex: 773 (both fico8) Eq:686Fako
In the garden for a minimum 12 mo
maybe I will shoot for a mortgage if tge houses drop. Praying for no AA.

Congrats on the approvals!  screamer.gif

 

P.S.  I planted a seedling for you.  Smiley Wink

Message 7 of 15
Established Contributor

Re: Account Spree


@RammaCredit wrote:
All cc were 2 days apart autos were same day.

In the past the wait was 2-3 months between apps like 1 month app'ed for 3 cards next month 4 cards,etc. however I've been known... to do 3-5 in a single day about 1 hour apart which if I remember ended up with 3 out 5 being approved.

Gardening 2020-2021
Total CL 113k+ UTIL 0.01% Uber Visa, DoubleCash, Quicksilver, Discover IT, Freedom Ulimited, Blue Cash, Premier Rewards GOLD
Message 8 of 15
Established Member

Re: Account Spree

Congrats ... is that all from same day ???

4-2018 / Fico 8 EX 780 , EQ 775 , TR 777
Amex ED 22k , CSP 17k , Discover iT 12k , BofA 4k
Message 9 of 15
Valued Member

Re: Account Spree

No.I spaced the apps over a couple weeks..

Found out last night my Discover TU Fico is still high. Its a 773 😁 so I didn't take a steep dip in points. Only have 2 more accts that need to post. Crossing my fingers.
Starting Score: TU:636 EQ:592
Current Score: TU:709 EQ:637 EX:706 (PSECU)
Goal Score: TU:790EQ:760 EX: 774

Take the FICO Fitness Challenge
Message 10 of 15