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Alas, got SP CLI on Citi DC - CL $5200

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GetMeSlick
Established Contributor

Alas, got SP CLI on Citi DC - CL $5200

Its been close to 6 months i received the credit limit increase on my CITI DC. been trying every now and then when it says "Credit report will not be pulled for this request"

 

today got that lucky message., "Congrats, your credit limit increase request is increased" from CITI SP CLI. still not the best of credit limit card, but just not bad.

 

credit limit on this card is now at $5200. $1400 increased. Smiley Indifferent

 

always put atleast $400 on this card and pay it slowly keeping some balances, still within 0% purchase apr period..

 

Gonna keep hitting the SP CLI's again and again until it says "credit report will be pulled"

 

 

4/2024 FICO TU-840|EX - 838|EQ -840
Total Credit - $535K+
Starting Score: 640
Current Score: 840
Goal Score: 850


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Message 1 of 8
7 REPLIES 7
JustBPatient
Established Contributor

Re: Alas, got SP CLI on Citi DC - CL $5200

Congrats!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 2 of 8
Anonymous
Not applicable

Re: Alas, got SP CLI on Citi DC - CL $5200


@GetMeSlick wrote:

Its been close to 6 months i received the credit limit increase on my CITI DC. been trying every now and then when it says "Credit report will not be pulled for this request"

 

today got that lucky message., "Congrats, your credit limit increase request is increased" from CITI SP CLI. still not the best of credit limit card, but just not bad.

 

credit limit on this card is now at $5200. $1400 increased. Smiley Indifferent

 

always put atleast $400 on this card and pay it slowly keeping some balances, still within 0% purchase apr period..

 

Gonna keep hitting the SP CLI's again and again until it says "credit report will be pulled"

 

 


Even if the soft pull language shows Citi will only allow one sp cli every 6 months.
Message 3 of 8
SunriseEarth
Moderator Emeritus

Re: Alas, got SP CLI on Citi DC - CL $5200

Congrats on SP CLI!

 

As has been said, you won't be eligible for another SP CLI for ~6 months after your last CLI (you may be able to get approval a few days early, but that's it).



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 4 of 8
AverageJoesCredit
Legendary Contributor

Re: Alas, got SP CLI on Citi DC - CL $5200

Coming from a sub 2k DC, a 5k+ DC is a great clSmiley Happy. Very nice sp luv, cant wait to get one 1 day Smiley Happy
Message 5 of 8
joltdude
Senior Contributor

Re: Alas, got SP CLI on Citi DC - CL $5200


@GetMeSlick wrote:

Its been close to 6 months i received the credit limit increase on my CITI DC. been trying every now and then when it says "Credit report will not be pulled for this request"

 

today got that lucky message., "Congrats, your credit limit increase request is increased" from CITI SP CLI. still not the best of credit limit card, but just not bad.

 

credit limit on this card is now at $5200. $1400 increased. Smiley Indifferent

 

always put atleast $400 on this card and pay it slowly keeping some balances, still within 0% purchase apr period..

 

Gonna keep hitting the SP CLI's again and again until it says "credit report will be pulled"

 

 


 

For many folks this card is *known* for its stingy CL and CLIs...

Congrats on getting it to over 5K...

 

Going to have to remind a family member to check if its been 6mo since last CLI because even after one hit of CL, its still not near 5K

-J

 

Message 6 of 8
Anonymous
Not applicable

Re: Alas, got SP CLI on Citi DC - CL $5200

Congrats, that is the increase I have received twice (every 6 months) and you will find is pretty typical of Citi regardless of your spend/payment patterns.  The only way to get anything more is agreeing to a hard pull.

Message 7 of 8
Jerry45
Valued Contributor

Re: Alas, got SP CLI on Citi DC - CL $5200


@GetMeSlick wrote:

Its been close to 6 months i received the credit limit increase on my CITI DC. been trying every now and then when it says "Credit report will not be pulled for this request"

 

today got that lucky message., "Congrats, your credit limit increase request is increased" from CITI SP CLI. still not the best of credit limit card, but just not bad.

 

credit limit on this card is now at $5200. $1400 increased. Smiley Indifferent

 

always put atleast $400 on this card and pay it slowly keeping some balances, still within 0% purchase apr period..

 

Gonna keep hitting the SP CLI's again and again until it says "credit report will be pulled"

 

 


Congrats!

Message 8 of 8
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