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So, I just found a signup bonus offer for the Blue Cash Preferred and couldn't help myself - I app'ed a few minutes ago. Instant approval! I forgot where the link is to check for APR/CL is, but I'm just excited to learn that I got the card! I initially wanted to wait 2 weeks for some payments to post on my cards (at 36% Util), but when I saw the extra signup bonus I had to jump for it!
I don't have my true FICO scores, but my FAKO from CK is 754, and 765 from CS. No baddies, 22 yrs old with 3 yrs 0 months AAoA (before apping). PLUS, this gets backdated from my PRG in June
Thanks again to everyone on this forum! Now my dress shopping can be done a few weeks early
EDIT: Just called the backdoor number on this thread - was approved for $2k, which is kind of low, BUT, at 12.99%, which is the best APR they offer for the card! Very happy with this, as it's much easier to get a CLI than it is to get an APR reduction!
Congrats and welcome!! You're gonna love this card!
welp that alone covers the af for 3 years!
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
@creditnocash wrote:welp that alone covers the af for 3 years!
Haha that's exactly why I went ahead and app'ed.. I already spend enough in the bonus categories to justify the AF, but it still feels good to know that it's basically covered for the next 3 years for me
nice!!