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Amex 6 month CLI: Take 2 success!

Contributor

Amex 6 month CLI: Take 2 success!

So last week the date for my 6 month CLI came around and I *stupidly* initially requested to go from $14,500>$21,500 which resulted in a 7-10 day message. When I called the rep asked me to send in income verification, etc. which wasn't going to work because I am going abroad tomorrow and wouldn't receive the paperwork in time to fill out within their 60 window. I called and canceled the CLI request. I did a little math and realized that $21,500 + the $14,900 on my Amex Delta puts me just over the internal $34,000 Amex limit that others have talked about here.

 

So...this morning I logged on and requested a CL of $16,500 and voilà--instant approval! I know that $2,000 doesn't seem like much, but it will help on my util with this card as it is hands down the one I use the most as I usually spend about $2,000/month on it. So yay!

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Amex BSP 5k | Discover 12.5k | Citi Diamond Preferred 11.9k | Chase Freedom 12k | Chase Sapphire Preferred 12k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 784 EQ 768 EX 784
Message 1 of 7
6 REPLIES
Super Contributor

Re: Amex 6 month CLI: Take 2 success!

Congrats !!

 

Any CLI is a good CLI Smiley Happy




Message 2 of 7
Regular Contributor

Re: Amex 6 month CLI: Take 2 success!

Congrats on the CLI. Thanks for sharing this interesting experience.

Message 3 of 7
Valued Contributor

Re: Amex 6 month CLI: Take 2 success!


severine wrote:

So last week the date for my 6 month CLI came around and I *stupidly* initially requested to go from $14,500>$21,500 which resulted in a 7-10 day message. When I called the rep asked me to send in income verification, etc. which wasn't going to work because I am going abroad tomorrow and wouldn't receive the paperwork in time to fill out within their 60 window. I called and canceled the CLI request. I did a little math and realized that $21,500 + the $14,900 on my Amex Delta puts me just over the internal $34,000 Amex limit that others have talked about here.

 

So...this morning I logged on and requested a CL of $16,500 and voilà--instant approval! I know that $2,000 doesn't seem like much, but it will help on my util with this card as it is hands down the one I use the most as I usually spend about $2,000/month on it. So yay!


Good re-thinking!

 photo Logo - Credit Card Collection - Data Inclusive_zpskiw5xfjj.jpg photo emerald_zpsfitcxbh5.jpg
Message 4 of 7
Established Contributor

Re: Amex 6 month CLI: Take 2 success!

Congrats



FICO (TU/EX/EQ): 737/743/739 - Total CL 244+K
Message 5 of 7
Senior Contributor

Re: Amex 6 month CLI: Take 2 success!

Niiiiice!
Congrats:-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
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Moderator Emerita

Re: Amex 6 month CLI: Take 2 success!

Message 7 of 7