Unlike the last three months, the Amex prequalify site not only gave me a prequal, but the link to apply actually followed through with the same terms!
Took the chance, and applied for the Blue Cash Everyday card and BAM... $15,000 instant approval with a 17.49% APR. Not fantastic, but pretty good considering a year ago all my cards were 24% and up!
Makes room to drop even more dead weight from the wallet. There go the rest of the store cards (other than Amazon Prime).
Happy February to me. lol
@Anonymous wrote:Congrats! That is a very healthy starting limit from Amex! They have been known to lower APRs so give it some usage and time and request a lower APR and see what happens.
Yeah, I'm surprised at the limit. I think it could be so high partially because of the NFCU limit.
But with such a large SL, I think I'm pushing the limits of what my available credit should be from a creditor standpoint... A year ago I never thought I'd be in the position to need to seriously prune because I had *too much* credit!
