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Hi All,
I just got an unexpected surprise in my email today - and auto CLI from 2K to 3K.
I was planning on asking for my 3x CLI within the next few months - last time I requested an increase was in August and got turned down for 3x cli. I've since been paying off debt and my scores have significantly gone up.
Should I see this as a good thing? Or is this a we only bumped you one grand so don't ask for the 3x CLI anytime soon?
I'm just curious to know if this affects my chances of getting a bump if I should try to ask soon.
I'm battling between thinking this is a good because they're looking at me as a good customer and bad because it affects my chances of requesting the CLI in the near future.
Any one have any experience with this?
Thanks again!
Grats on your CLI
ASK NOW, every 6 months after that first 61 days
@Creditaddict wrote:ASK NOW, every 6 months after that first 61 days
Even if I currently carry a balance of 675 with them? Would I be better served to pay it off (which I can do march 1st) and then give it a go?
Also if I do wait to pay it off should i wait for it to report 0 to my credit report also?
@AC0308 wrote:
@Creditaddict wrote:ASK NOW, every 6 months after that first 61 days
Even if I currently carry a balance of 675 with them? Would I be better served to pay it off (which I can do march 1st) and then give it a go?
Also if I do wait to pay it off should i wait for it to report 0 to my credit report also?
well since we are just 1 week away, you my as well wait just for little more help maybe.
I don't think you need to wait for reporting though, the amex internal computer will know instantly that you made the payment.
Well, I went for it and I'm not disappointed....
Asked for 3x CLI - from 3k to 9k was countered 8,700 and accepted.
I also paid off my remaining balance and went to costco to apply for the true earnings card.
Approved for 3,500.
I'm very excited!
Congrats OP! I didn't realize an auto CLI + requested CLI was possible without having to wait 6 months between the two. Nice!
congrats
@FastForward wrote:Congrats OP! I didn't realize an auto CLI + requested CLI was possible without having to wait 6 months between the two. Nice!
Me too, i didn't know this was possible...Well I've learned something new again!
Congrats on your awesome CLI & approval on your new TE!
@yudeology101 wrote:
@FastForward wrote:Congrats OP! I didn't realize an auto CLI + requested CLI was possible without having to wait 6 months between the two. Nice!
Me too, i didn't know this was possible...Well I've learned something new again!
Congrats on your awesome CLI & approval on your new TE!
Thanks!
My goal for a while was to apply and get approved for the TrueEarnings card, so I am VERY happy. Now I just need PC my Blue Sky to Blue Cash.
The auto CLI is what triggered me taking any actions and it allowed me to request more since I was going to only request a cli to 6K in a few weeks, but with the auto CLI I figured I would go for the 9, and I'm happy I did!