Amex BCE CLI

[Anonymous]

Figured I'd do the CLI before my two new accounts hit my report and lower my AAoA.  Limit was $15k and I requested a total CL of $30k with the CLI.  Received immediate increase to $30k and now I'm wondering if I left some on the table.  Already have the lowest APR available for the card.

[Anonymous]

I would go with $45K

[Anonymous]

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@Anonymous wrote:

I would go with $45K

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You know, I was tempted.  I was worried that amount would have triggered a FR.

[Anonymous]

worst case scenarie they can request 4506-T so you can always go back and request lower amount. I don't think high CLI request trigger FR.

still it was very good CLI. Congrat!

[Credit-hoarder]

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@Anonymous wrote:

Figured I'd do the CLI before my two new accounts hit my report and lower my AAoA.  Limit was $15k and I requested a total CL of $30k with the CLI.  Received immediate increase to $30k and now I'm wondering if I left some on the table.  Already have the lowest APR available for the card.

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OP: I was told I might have done the same thing last month when I requested $17 to $24K on my BCE. I held back for the same reason--but next June I'm going to try for the $30K. From $15K to $30 is fantastic--Congrats!

[Meanmchine]

$15k

$30k

$45k

$24k

$17k

Had to double check the subject line.  Sounded like a Synchrony CLI thread

(my $6k BCE feels down right amenic)

[AverageJoesCredit]

If you left any on the table, just pick up more at your next dinner