cancel
Showing results for 
Search instead for 
Did you mean: 

Amex BCE...FINALLY

Established Contributor

Amex BCE...FINALLY

So here's the story. I applied for the platinum on Monday and they requested access to my experian because its frozen. I gave them the pin and they then asked I send in form 4506-t which I refused to do. Not because I have anything to hide but reading thru the forums it seems like a lot of sensitive info for them to have access to. So I canceled the app. In anger, I applied for the bce again, even tho I'd been denied back in January. I got a call from them today, and they said they needed access to my experian. I asked why they couldn't use the report they pulled a couple days ago and they said it wasn't possible. I said screw it and gave them the pin, fully expecting to be denied. Holy crap I was approved !!!!!!








In my wallet: Amex Platinum NPSL, Amex Everyday Preferred $15,000, Amex Starwood $10,000, Chase Freedom Visa Signature $10,000, Chase Sapphire Preferred Visa Signature $15,000, Chase Ink Plus Visa Signature $5000 Barclaycard Arrival Plus MasterCard World Elite $10,000, Cap One Quicksilver MasterCard $6000, Citi Prestige World Elite MasterCard $10,000, Citi Forward Visa $6900, Citi Premier World Elite MasterCard $5,800, Discover IT $8500
Message 1 of 33
32 REPLIES
Super Contributor

Re: Amex BCE...FINALLY

congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 33
Valued Contributor

Re: Amex BCE...FINALLY

You'll probably get another FR, though...

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 3 of 33
Established Contributor

Re: Amex BCE...FINALLY

I hope not









In my wallet: Amex Platinum NPSL, Amex Everyday Preferred $15,000, Amex Starwood $10,000, Chase Freedom Visa Signature $10,000, Chase Sapphire Preferred Visa Signature $15,000, Chase Ink Plus Visa Signature $5000 Barclaycard Arrival Plus MasterCard World Elite $10,000, Cap One Quicksilver MasterCard $6000, Citi Prestige World Elite MasterCard $10,000, Citi Forward Visa $6900, Citi Premier World Elite MasterCard $5,800, Discover IT $8500
Message 4 of 33
Blogger

Re: Amex BCE...FINALLY

Took them long enough to recognize you good a customer you'd be! Cat LOL

 

Message 5 of 33
Valued Contributor

Re: Amex BCE...FINALLY

Congrats on the approval!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 6 of 33
Established Contributor

Re: Amex BCE...FINALLY


Jayb5635 wrote:
So here's the story. I applied for the platinum on Monday and they requested access to my experian because its frozen. I gave them the pin and they then asked I send in form 4506-t which I refused to do. Not because I have anything to hide but reading thru the forums it seems like a lot of sensitive info for them to have access to. So I canceled the app. In anger, I applied for the bce again, even tho I'd been denied back in January. I got a call from them today, and they said they needed access to my experian. I asked why they couldn't use the report they pulled a couple days ago and they said it wasn't possible. I said screw it and gave them the pin, fully expecting to be denied. Holy crap I was approved !!!!!!

Congrats! You know your CL?

Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Message 7 of 33
Established Contributor

Re: Amex BCE...FINALLY

Not yet.  They said I needed to wait 24 hrs to know what it is.









In my wallet: Amex Platinum NPSL, Amex Everyday Preferred $15,000, Amex Starwood $10,000, Chase Freedom Visa Signature $10,000, Chase Sapphire Preferred Visa Signature $15,000, Chase Ink Plus Visa Signature $5000 Barclaycard Arrival Plus MasterCard World Elite $10,000, Cap One Quicksilver MasterCard $6000, Citi Prestige World Elite MasterCard $10,000, Citi Forward Visa $6900, Citi Premier World Elite MasterCard $5,800, Discover IT $8500
Message 8 of 33
Established Contributor

Re: Amex BCE...FINALLY

Congrats! BCE is on my future list.

Chase Sapphire Reserve-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 9 of 33
Senior Contributor

Re: Amex BCE...FINALLY

Lol I hope they don't request a 4506T again..
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 10 of 33