Credit Cards Center Credit cards from our partners
Reply
Frequent Contributor
Posts: 497
Registered: ‎08-02-2012
0

Amex BCE...FINALLY

So here's the story. I applied for the platinum on Monday and they requested access to my experian because its frozen. I gave them the pin and they then asked I send in form 4506-t which I refused to do. Not because I have anything to hide but reading thru the forums it seems like a lot of sensitive info for them to have access to. So I canceled the app. In anger, I applied for the bce again, even tho I'd been denied back in January. I got a call from them today, and they said they needed access to my experian. I asked why they couldn't use the report they pulled a couple days ago and they said it wasn't possible. I said screw it and gave them the pin, fully expecting to be denied. Holy crap I was approved !!!!!!








In my wallet: Amex Platinum NPSL, Amex Everyday Preferred $15,000, Amex Starwood $10,000, Chase Freedom Visa Signature $10,000, Chase Sapphire Preferred Visa Signature $15,000, Chase Ink Plus Visa Signature $5000 Barclaycard Arrival Plus MasterCard World Elite $10,000, Cap One Quicksilver MasterCard $6000, Citi Prestige World Elite MasterCard $10,000, Citi Forward Visa $6900, Citi Premier World Elite MasterCard $5,800, Discover IT $8500
Member
Posts: 30,743
Registered: ‎02-07-2013
0

Re: Amex BCE...FINALLY

congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Contributor
Posts: 2,115
Registered: ‎03-30-2012
0

Re: Amex BCE...FINALLY

You'll probably get another FR, though...

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $5000 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $1950 | Target: $2200 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Frequent Contributor
Posts: 497
Registered: ‎08-02-2012
0

Re: Amex BCE...FINALLY

I hope not









In my wallet: Amex Platinum NPSL, Amex Everyday Preferred $15,000, Amex Starwood $10,000, Chase Freedom Visa Signature $10,000, Chase Sapphire Preferred Visa Signature $15,000, Chase Ink Plus Visa Signature $5000 Barclaycard Arrival Plus MasterCard World Elite $10,000, Cap One Quicksilver MasterCard $6000, Citi Prestige World Elite MasterCard $10,000, Citi Forward Visa $6900, Citi Premier World Elite MasterCard $5,800, Discover IT $8500
Blogger
Posts: 3,367
Registered: ‎10-19-2012
0

Re: Amex BCE...FINALLY

Took them long enough to recognize you good a customer you'd be! Cat LOL

 

Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: Amex BCE...FINALLY

Congrats on the approval!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Established Contributor
Posts: 591
Registered: ‎05-05-2012
0

Re: Amex BCE...FINALLY


Jayb5635 wrote:
So here's the story. I applied for the platinum on Monday and they requested access to my experian because its frozen. I gave them the pin and they then asked I send in form 4506-t which I refused to do. Not because I have anything to hide but reading thru the forums it seems like a lot of sensitive info for them to have access to. So I canceled the app. In anger, I applied for the bce again, even tho I'd been denied back in January. I got a call from them today, and they said they needed access to my experian. I asked why they couldn't use the report they pulled a couple days ago and they said it wasn't possible. I said screw it and gave them the pin, fully expecting to be denied. Holy crap I was approved !!!!!!

Congrats! You know your CL?

Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Frequent Contributor
Posts: 497
Registered: ‎08-02-2012
0

Re: Amex BCE...FINALLY

Not yet.  They said I needed to wait 24 hrs to know what it is.









In my wallet: Amex Platinum NPSL, Amex Everyday Preferred $15,000, Amex Starwood $10,000, Chase Freedom Visa Signature $10,000, Chase Sapphire Preferred Visa Signature $15,000, Chase Ink Plus Visa Signature $5000 Barclaycard Arrival Plus MasterCard World Elite $10,000, Cap One Quicksilver MasterCard $6000, Citi Prestige World Elite MasterCard $10,000, Citi Forward Visa $6900, Citi Premier World Elite MasterCard $5,800, Discover IT $8500
Established Contributor
Posts: 586
Registered: ‎02-22-2011
0

Re: Amex BCE...FINALLY

Congrats! BCE is on my future list.

CL-5kNPSLCL-3.6kCL-4kCL-7.5kCL-7kCL 7.9kCL-4.2k
GARDENING SINCE 07/13/13
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Amex BCE...FINALLY

Lol I hope they don't request a 4506T again..
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.