Amex BCE approval for student

[Ravensfan2001]

Just found out that my 19-year-old was approved for American Express BCE after a mini app spree. So here is his credit profile now:

3 student loans
Capital One Journey $500 (August 2012)
Discover More $1500 (Jan 2013)
Citi Forward $2500 (March 2013)
Chase Freedom (March 2013)
Amex BCE (March 2013)

The CLs for Chase and Amex were not disclosed.

I'm just surprised that Amex approved him. From what I've read here, Amex Green is what people need to get their foot in the door.

Now, I'm hoping he'll learn a few things from me and take care of his credit (and not make the mistakes that I did). He's a responsible kid overall, just hoping he stays that way.

... I'm taking him gardening...

[fledgling]

I'm actually a 19-year-old who was just approved for the BCE in March. I had the Amex Green but only for one month. So I guess the requirement for BCE, at least length of credit history wise, isn't really that high. 

[myjourney]

He's very responsible and with a nice set of cards. You should be proud you taught him well

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@Ravensfan2001 wrote:
Just found out that my 19-year-old was approved for American Express BCE after a mini app spree. So here is his credit profile now:

3 student loans
Capital One Journey $500 (May or June 2012)
Discover More $1500 (Jan 2013)
Citi Forward $2500 (March 2013)
Chase Freedom (March 2013)
Amex BCE (March 2013)

The CLs for Chase and Amex were not disclosed.

I'm just surprised that Amex approved him. From what I've read here, Amex Green is what people need to get their foot in the door.

Now, I'm hoping he'll learn a few things from me and take care of his credit (and not make the mistakes that I did). He's a responsible kid overall, just hoping he stays that way.

... I'm taking him gardening...

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[Anonymous]

My question to the OP: Before your son was approved for these cards, did you have him listed as an authorized user on any of your accounts?

The reason I ask is because I find it hard to believe that these prime lenders would extend such generous limits to someone with limited credit history (besides student loan).

Either way, that's pretty awesome!

[boomhower]

Green is over rated as an entry to Amex.  I was also approved for a BCP with two collections showing.  Granted my overall score was a bit over 700 at the time but most said it wouldn't happen without a Green first.  

[youngandcreditwrthy]

I didn't go the charge card route; I just cold app'ed for BCE and got it! I am 23

[WarJar101]

I'm closing my charge card and delta skymiles eventually, I should've just tapped straight for the BCE. Smh. Congrats to your son

[nolongeraneqaddict]

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@Anonymous wrote:

My question to the OP: Before your son was approved for these cards, did you have him listed as an authorized user on any of your accounts?

The reason I ask is because I find it hard to believe that these prime lenders would extend such generous limits to someone with limited credit history (besides student loan).

Either way, that's pretty awesome!

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to add an extra data point I app'ed straight for BCE didnt go charge card route and got it with starting limit of $7500. Scores were 690's-720's and had a util of about 30%. Oldest account from 2005.

[KatherineLee]

I got an AMEX BCE with 15k limit at age 24.  TU FICO 740.  Oldest account, 5 years student loan account. 

Congrats to your son.

I think I need to give Chase a call about a Freedom card. 

[CruzImperial]

Grats!!